RM at a glance
Regional Management Corp. (RM, SEC CIK 1519401) filed its latest 10-K annual report on February 20, 2026, a 10-Q quarterly report on July 31, 2026, an 8-K current report on September 16, 2026 and Form 4 insider filings as recently as September 17, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Regional Management Corp. (RM) reported revenue of $645.6 million (up 9.7% from FY2024) and net income of $44.4 million. Diluted EPS was $4.45.
- As of June 30, 2026, 28 institutional investment managers tracked by SignalX reported holding Regional Management Corp. (RM) shares worth $141.0 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Forager Fund, L.P. on September 17, 2026 of 10,401 shares at $32.22 per share.
- In the last 90 days, RM insiders reported 2 open-market purchases ($316K) and 6 open-market sales ($1.1M) on Form 4, a net sale of $814K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $645.6M
- +9.7% vs prior year
- Insiders · 90 days
- 2 buys · 6 sells
- Net −$814K
- 13F holders
- 28 funds
- $141.0M · +0 vs prior quarter
- Latest 8-K
- Sep 16, 2026
- Current report
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Revenue $168.0M, up 6.7% YoY from $157.4M
- Net income $8.2M vs $10.1M; margin 1.5% vs 2.1% YoY
- Large loans best performer: receivables $1.7B, up 17.4%; small loans worst, down 10.7% to $488.6M
- Provision for credit losses $69.0M, up 13.9%; net credit loss rate 12.2% vs 11.9%
- Debt increased to $1.7B from $1.5B; 80% of total debt fixed-rate as of June 30, 2026
- Headwinds: tightened small-loan underwriting, slower portfolio growth, 7.0% delinquency rate vs 6.6% YoY
Risk Factors
- No material risk-factor changes from the 2025 Form 10-K, except the risk disclosed in the March 31, 2026 Form 10-Q
- Incremental financing risk from April 28, 2026 amendments to the Loan and Security Agreement and four securitization credit agreements
- Liquidity exposure from remaining $20,000,039 under the share-repurchase authorization through June 30, 2027
- Carried-forward business risk from additional unknown or currently immaterial risks potentially materially harming operating results
AI summary of the RM 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item EX-99.1: Item EX-99.1
- Regional Finance entered Florida, its 20th state, expanding geographic reach and supporting national-lender ambitions
- Receivables reached $2.1B, with 9.6% YoY large-loan portfolio growth and auto-secured balances up $78.1MM
Item 2.02: Results of Operations and Financial Condition
- No fiscal-year 2026 operating results or financial metrics included in the excerpt
Item 8.01: Other Events
- Quarterly cash dividend of $0.30 per share declared
- September 16, 2026 payment date for eligible shareholders
Item EX-99.1: Item EX-99.1
- Q2 revenue rose 6.7% to $168.0M, but net income fell 19.6% to $8.2M and diluted EPS declined 17.5% to $0.85
- Portfolio grew 9.6% to $2.1B, led by large loans up 17.4% and auto-secured receivables up 31.8%
Item 5.07: Submission of Matters to a Vote of Security Holders
- All nine director nominees elected, preserving Board continuity through the next annual meeting
- Carlos Palomares received the highest withheld vote count at 433,116, signaling comparatively weaker shareholder support
Item 5.02: Departure/Appointment of Directors or Principal Officers
- NEOs received PRSUs and restricted stock totaling $4.64M each, aligning compensation with retention and long-term performance
- PRSUs vest based on total shareholder return and pre-provision ROA from May 13, 2026 to May 13, 2029
AI summaries of RM 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for RM
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Forager Fund, L.P. | Sell | Sep 17, 2026 | 10,401 | $32.22 |
| Forager Fund, L.P. | Sell | Sep 16, 2026 | 9,064 | $32.19 |
| Forager Fund, L.P. | Sell | Sep 15, 2026 | 9,857 | $32.26 |
| BASSWOOD CAPITAL MANAGEMENT, L.L.C. | A | Sep 2, 2026 | 23,764 | $33.10 |
| BASSWOOD CAPITAL MANAGEMENT, L.L.C. | A | Sep 1, 2026 | 4,064 | $31.86 |
| BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Sell | Sep 1, 2026 | 1,159 | $31.65 |
| Atwood Catherine R | Sell | Aug 24, 2026 | 200 | $35.00 |
| Lamba Lakhbir S. | Buy | Aug 12, 2026 | 3,500 | $31.76 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $551.4M | $588.5M | $645.6M |
| Net Income | $16.0M | $41.2M | $44.4M |
| Net Margin | 2.9% | 7.0% | 6.9% |
| Balance Sheet | |||
| Total Assets | $1.8B | $1.9B | $2.1B |
| Equity | $322.3M | $357.1M | $373.1M |
| ROE | 5.0% | 11.5% | 11.9% |
| Per Share | |||
| EPS | - | $4.14 | $4.45 |
| Cash Flow | |||
| Operating CF | $249.2M | $268.9M | $309.1M |
| CapEx | $4.7M | $5.1M | $4.8M |
Source: XBRL data in Regional Management Corp. (RM)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate RM share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 28 | $141.0M |
| Q1 2026 | 28 | $109.2M |
| Q4 2025 | 23 | $130.6M |
| Q3 2025 | 24 | $128.8M |
| Q2 2025 | 24 | $98.2M |
| Q1 2025 | 23 | $67.7M |
| Q4 2024 | 16 | $67.7M |
| Q3 2024 | 14 | $47.1M |
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- U.S. Bancorp+55
- Millennium Management−28.3K
Source: 13F-HR filings on SEC EDGAR (aggregated from 180 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
RM filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 17, 2026 | - | - | - |
| 8-K | Sep 16, 2026 | - | Analysis | - |
| 4 | Sep 3, 2026 | - | - | - |
| 4 | Aug 26, 2026 | - | - | - |
| 4 | Aug 13, 2026 | - | - | - |
| 4 | Aug 4, 2026 | - | - | - |
| 10-Q | Jul 31, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 29, 2026 | - | Analysis | - |
| 4 | Jul 14, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jun 2, 2026 | - | - | |
| 4 | May 27, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 8-K | May 19, 2026 | - | Analysis | |
| 4 | May 15, 2026 | - | - |
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RM SEC filings: frequently asked questions
Are RM insiders buying or selling?
In the last 90 days, Regional Management Corp. (RM) officers, directors and 10% owners reported 2 open-market purchases worth $316,495 by 1 insider and 6 open-market sales worth $1.1 million by 4 insiders on Form 4, a net sale of $813,829. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold RM stock?
As of June 30, 2026, the largest Regional Management Corp. (RM) holders among the 13F filers tracked by SignalX were BlackRock ($47.5 million), Dimensional Fund Advisors ($28.5 million), Vanguard Capital Management LLC ($13.8 million), Renaissance Technologies LLC ($7.6 million), State Street Corp ($7.1 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was RM's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Regional Management Corp. (RM) reported revenue of $645.6 million (up 9.7% from FY2024) and net income of $44.4 million. Diluted EPS was $4.45. The figures come from the XBRL data in the 10-K.
What did RM report in its latest 8-K?
Regional Management Corp. (RM) filed an 8-K on September 16, 2026. Regional Finance entered Florida, its 20th state, expanding geographic reach and supporting national-lender ambitions.
What are the latest RM SEC filings?
Regional Management Corp. (RM) filed its latest 10-K annual report on February 20, 2026, a 10-Q quarterly report on July 31, 2026, an 8-K current report on September 16, 2026 and a Form 4 insider filing on September 17, 2026.
What is RM's SEC CIK number?
Regional Management Corp. (RM)'s SEC Central Index Key (CIK) is 1519401. EDGAR lists every RM filing under that number.
Ask anything about RM
The research agent reads RM's filings, financials, insider trades and 13F holders, then answers with sources.