LPRO at a glance
Open Lending Corp (LPRO, SEC CIK 1806201) filed its latest 10-K annual report on March 12, 2026, a 10-Q quarterly report on May 8, 2026, an 8-K current report on July 31, 2026 and Form 4 insider filings as recently as July 31, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Open Lending Corp (LPRO) reported revenue of $93.2 million (up 288.0% from FY2024) and a net loss of $4.2 million. Diluted EPS was -$0.04.
- As of June 30, 2026, 28 institutional investment managers tracked by SignalX reported holding Open Lending Corp (LPRO) shares worth $74.1 million in 13F-HR filings.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $93.2M
- +288.0% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 28 funds
- $74.1M · +0 vs prior quarter
- Latest 8-K
- Jul 31, 2026
- Item 5.02
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Mar 31, 2026
Management Discussion & Analysis
- Revenue $20.5M, down 16% YoY from $24.4M, driven by program fees falling 25% to $11.4M
- Gross margin 76% vs 75% YoY; operating margin (3)% vs 3%, with operating loss $0.6M
- Profit share best performer, $7.0M, up 3%; claims administration fees weakest, $2.2M, down 12%
- Operating cash used $0.8M vs $3.8M YoY; investing cash used $0.3M and financing cash used $2.2M
- Near-term cost-saving focus; macroeconomic conditions, defaults, interest rates and forecast assumptions remain headwinds
Risk Factors
- No risk-factors section provided in submitted filing text
- No newly added risk identified from the submitted filing text
- No regulatory, legal, operational, competitive, or financial risks disclosed in the submitted filing text
AI summary of the LPRO 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Six directors departed effective July 30, 2026, in connection with the merger
- Joseph Brecher and Jacob Decter appointed as new directors
Item 2.01: Completion of Acquisition or Disposition of Assets
- Parent secured $100.0 million in committed equity financing for the Offer and Merger
- Parent secured $250.0 million in committed debt financing, increasing transaction-related leverage
Item 5.01: Changes in Control of Registrant
- Merger Sub completed payment of per-share merger consideration for outstanding Open Lending shares at closing
- Transaction resulted in a change of control of Open Lending
Item 5.03: Amendments to Articles of Incorporation or Bylaws
- Amended certificate and bylaws adopted for the surviving corporation following merger with ANV Group Holdings
- Merger agreement dated June 15, 2026, involving ANV Group Holdings, Lakers Acquisition Sub, and Open Lending
Item 1.02: Termination of a Material Definitive Agreement
- Credit Agreement terminated July 30, 2026, following merger consummation
- Wells Fargo and participating lenders released from existing financing arrangement
Item 3.03: Material Modification to Rights of Security Holders
- Merger effective; existing shares converted into cash merger consideration
- Former shareholders lost voting and other equity rights at the Effective Time
Item 1.01: Entry into a Material Definitive Agreement
- CEO Jessica Buss and major stockholders committed to tender shares and oppose competing offers
- Support agreements cover approximately 12.8% of outstanding shares, strengthening merger completion prospects
Item 7.01: Regulation FD Disclosure
- Tender offer for Open Lending has not commenced; no shareholder action required yet
- Formal Offer to Purchase and Schedule TO will provide transaction terms once filed
Item EX-99.1: Item EX-99.1
- ANV agreed to acquire Open Lending for $3.15 per share in cash, offering immediate consideration to LPRO shareholders
- Offer represents a 78% premium to Open Lending’s 90-day VWAP as of June 15, 2026
AI summaries of LPRO 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for LPRO
Don't miss the next LPRO filing
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- Fund moves. Which tracked funds opened, added or cut LPRO, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Massey Ben | D | Jul 30, 2026 | 151,777 | - |
| Massey Ben | A | Jul 30, 2026 | 112,250 | - |
| Monaco Massimo | A | Jul 30, 2026 | 207,232 | - |
| Monaco Massimo | D | Jul 30, 2026 | 207,232 | - |
| Sather Matthew | D | Jul 30, 2026 | 114,379 | - |
| Sather Matthew | D | Jul 30, 2026 | 167,793 | - |
| Sather Matthew | D | Jul 30, 2026 | 123,338 | - |
| Monaco Massimo | D | Jul 30, 2026 | 428,938 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | - | $24.0M | $93.2M |
| Gross Profit | - | $169K | $71.7M |
| Operating Income | - | -$65.4M | -$5.0M |
| Net Income | - | -$135.0M | -$4.2M |
| Gross Margin | - | 0.7% | 76.9% |
| Op. Margin | - | -272.1% | -5.4% |
| Net Margin | - | -562.0% | -4.5% |
| Balance Sheet | |||
| Total Assets | $374.0M | $296.4M | $236.7M |
| Equity | $205.6M | $78.1M | $75.0M |
| ROE | - | -172.9% | -5.7% |
| Per Share | |||
| EPS | - | $-1.13 | $-0.04 |
| Cash Flow | |||
| Operating CF | - | $17.6M | -$3.2M |
| CapEx | - | $165K | $56K |
Source: XBRL data in Open Lending Corp (LPRO)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate LPRO share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 28 | $74.1M |
| Q1 2026 | 28 | $30.4M |
| Q4 2025 | 26 | $39.9M |
| Q3 2025 | 26 | $58.8M |
| Q2 2025 | 26 | $58.6M |
| Q1 2025 | 23 | $47.8M |
| Q4 2024 | 18 | $105.8M |
| Q3 2024 | 15 | $40.2M |
- BlackRock+514.9K (+7%)
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- Vanguard Portfolio Management LLC+118.9K (+16%)
- State Street Corp+68.2K (+3%)
- Two Sigma Investments−646.1K (-39%)
- Dimensional Fund Advisors−405.0K (-52%)
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- FMR LLC (Fidelity)−172.1K (-97%)
- Invesco Ltd−119.0K (-42%)
- StoneX Group Inc.+10.7K
- Ameriprise Financial−17.6K
Source: 13F-HR filings on SEC EDGAR (aggregated from 190 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
LPRO filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Jul 31, 2026 | - | - | - |
| 8-K | Jul 31, 2026 | - | Analysis | - |
| 4 | Jul 30, 2026 | - | - | - |
| 4 | Jul 30, 2026 | - | - | - |
| 4 | Jul 30, 2026 | - | - | - |
| 4 | Jul 30, 2026 | - | - | - |
| 4 | Jul 30, 2026 | - | - | - |
| 4 | Jul 30, 2026 | - | - | - |
| 4 | Jul 30, 2026 | - | - | - |
| 4 | Jul 30, 2026 | - | - | - |
| 8-K | Jul 30, 2026 | - | Analysis | - |
| 4 | Jul 30, 2026 | - | - | - |
| 4 | Jul 30, 2026 | - | - | - |
| 8-K | Jun 16, 2026 | - | Analysis | - |
| 8-K | Jun 9, 2026 | - | Analysis | |
| 4 | Jun 5, 2026 | - | - | |
| 4 | Jun 5, 2026 | - | - | |
| 8-K | Jun 4, 2026 | - | Analysis | |
| 4 | May 22, 2026 | - | - | |
| 10-Q | May 8, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | May 7, 2026 | - | Analysis | |
| 4 | Mar 17, 2026 | - | - | - |
| 4 | Mar 17, 2026 | - | - | - |
| 4 | Mar 17, 2026 | - | - | - |
| 10-K | Mar 12, 2026 | Dec 31, 2025 | - |
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LPRO SEC filings: frequently asked questions
Which institutions hold LPRO stock?
As of June 30, 2026, the largest Open Lending Corp (LPRO) holders among the 13F filers tracked by SignalX were BlackRock ($24.5 million), Vanguard Capital Management LLC ($13.7 million), State Street Corp ($7.0 million), D.E. Shaw & Co ($5.8 million), AQR Capital Management ($3.2 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was LPRO's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Open Lending Corp (LPRO) reported revenue of $93.2 million (up 288.0% from FY2024) and a net loss of $4.2 million. Diluted EPS was -$0.04. The figures come from the XBRL data in the 10-K.
What did LPRO report in its latest 8-K?
Open Lending Corp (LPRO) filed an 8-K on July 31, 2026 reporting Item 5.02 (Departure/Appointment of Directors or Principal Officers). Six directors departed effective July 30, 2026, in connection with the merger.
What are the latest LPRO SEC filings?
Open Lending Corp (LPRO) filed its latest 10-K annual report on March 12, 2026, a 10-Q quarterly report on May 8, 2026, an 8-K current report on July 31, 2026 and a Form 4 insider filing on July 31, 2026.
What is LPRO's SEC CIK number?
Open Lending Corp (LPRO)'s SEC Central Index Key (CIK) is 1806201. EDGAR lists every LPRO filing under that number.
Ask anything about LPRO
The research agent reads LPRO's filings, financials, insider trades and 13F holders, then answers with sources.