SRCE at a glance
1ST SOURCE CORP (SRCE, SEC CIK 34782) filed its latest 10-K annual report on February 17, 2026, a 10-Q quarterly report on July 23, 2026, an 8-K current report on August 5, 2026 and Form 4 insider filings as recently as August 10, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), 1ST SOURCE CORP (SRCE) reported revenue of $514.4 million (up 6.3% from FY2024) and net income of $158.3 million. Diluted EPS was $6.41.
- As of June 30, 2026, 31 institutional investment managers tracked by SignalX reported holding 1ST SOURCE CORP (SRCE) shares worth $549.3 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Bauer Brett A. on August 10, 2026 of 500 shares at $87.89 per share.
- In the last 90 days, SRCE insiders reported 0 open-market purchases ($0) and 1 open-market sale ($44K) on Form 4, a net sale of $44K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $514.4M
- +6.3% vs prior year
- Insiders · 90 days
- 0 buys · 1 sell
- Net −$44K
- 13F holders
- 31 funds
- $549.3M · +0 vs prior quarter
- Latest 8-K
- Aug 5, 2026
- Item 7.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Risk Factors
- Regulatory risk: Increased allowance for credit losses affected by Economic forecasts amid inflation above policy targets and restrictive interest rates
- Macroeconomic threat: Exposure to softening labor market and geopolitical uncertainty impacting credit loss estimates using two-year forecast horizon
- Operational risk: Equipment rental income down 41.58% in 2025 due to reduced leasing volume in medium and heavy duty truck and construction equipment
- Market disruption risk: Competitive pressure in equipment leasing from shifting customer preferences and pricing affecting portfolio size and income
- Financial risk: Mandatorily redeemable securities expense rose 364 basis points in 2025 due to higher imputed interest linked to book value per share improvements
Management Discussion & Analysis
- Forward-looking statements highlight risks: economic conditions, interest rates, inflation, pandemics, regulation, competition, technology, climate change
- No specific management guidance or quantitative outlook given in this excerpt
Business Overview
- Core business: regional bank holding company offering commercial, consumer, trust, insurance and specialty finance through 93 locations in IN, MI, FL, and 15 Specialty Finance nationwide
- Emphasized expansion in renewable energy financing for solar projects, focusing on Northeast and Midwest, loan sizes 5-20 MW
- Regulatory shift in 2025: reduced regulatory intensity under Trump administration, FDIC raised audit thresholds from $500M to $1B assets, easing compliance
- Workforce stable at approx. 1,190 full-time equivalent employees with significant investment in training: 37,900 training modules completed in 2025
- Noteworthy community engagement: $1 million contribution to 1st Source Bank Foundation and 14,000 volunteer hours in 2025
AI summary of the SRCE 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net income $47.54M, up from $37.32M YoY; diluted EPS $1.95 vs $1.51
- FTE net interest income $93.30M, up 9.32% YoY; margin 4.24% vs 4.01%
- Loans and leases $7.22B, up 2.46% from December 31, 2025; renewable energy among largest growth portfolios
- Cash and equivalents $127.30M vs $149.11M YoY, primarily funding loan growth and securities purchases
- Credit headwinds: small business and agriculture stress, higher input costs, low commodity prices, geopolitical and macroeconomic uncertainty
Risk Factors
- No material changes in risk factors since December 31, 2025
- Carried-forward risks remain detailed in the December 31, 2025 Form 10-K
- No newly triggered regulatory, legal, or compliance risk identified
- No new operational, competitive, market, liquidity, debt, currency, or concentration risk disclosed
AI summary of the SRCE 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 7.01: Regulation FD Disclosure
- Investor presentation supports upcoming meetings with investors and analysts
- Exhibit 99.1 contains the substantive company information for market review
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 earnings announced by 1st Source Corporation on July 23, 2026
- Detailed financial results and management commentary contained in Exhibit 99.1
Item 7.01: Regulation FD Disclosure
- Investor presentation filed as Exhibit 99.1 for use in analyst and investor meetings
- Presentation represents Regulation FD disclosure, potentially informing market expectations
AI summaries of SRCE 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for SRCE
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- Fund moves. Which tracked funds opened, added or cut SRCE, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Bauer Brett A. | Sell | Aug 10, 2026 | 500 | $87.89 |
| Schurz Todd F. | A | Aug 4, 2026 | 155 | $89.76 |
| AFFLECK-GRAVES JOHN F | A | Aug 4, 2026 | 239 | $89.76 |
| OZARK TIMOTHY K | A | Aug 4, 2026 | 211 | $89.76 |
| Torres Isaac P. | A | Aug 4, 2026 | 155 | $89.76 |
| Graham Tracy D | A | Aug 4, 2026 | 155 | $89.76 |
| SHREWSBURY RONDA | A | Aug 4, 2026 | 178 | $89.76 |
| MURPHY CHRISTOPHER J III | G | Jun 12, 2026 | 2,000 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $416.9M | $484.0M | $514.4M |
| Net Income | $124.9M | $132.6M | $158.3M |
| Net Margin | 30.0% | 27.4% | 30.8% |
| Balance Sheet | |||
| Total Assets | $8.7B | $8.9B | $9.1B |
| Equity | $989.6M | $1.1B | $1.3B |
| ROE | 12.6% | 11.9% | 12.4% |
| Per Share | |||
| EPS | - | $5.36 | $6.41 |
| Cash Flow | |||
| Operating CF | $187.9M | $193.9M | $223.1M |
| CapEx | $6.0M | $12.4M | $10.1M |
Source: XBRL data in 1ST SOURCE CORP (SRCE)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate SRCE share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 31 | $549.3M |
| Q1 2026 | 31 | $456.5M |
| Q4 2025 | 28 | $421.1M |
| Q3 2025 | 29 | $418.6M |
| Q2 2025 | 29 | $424.0M |
| Q1 2025 | 27 | $276.8M |
| Q4 2024 | 22 | $241.4M |
| Q3 2024 | 20 | $177.3M |
- BlackRock+75.6K (+4%)
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- Millennium Management+62.6K (+146%)
- Citadel Advisors LLC+43.0K (+117%)
- AQR Capital Management+42.0K (+46%)
- Goldman Sachs Group−46.0K (-26%)
- FMR LLC (Fidelity)−42.4K (-34%)
- Vanguard Capital Management LLC−40.2K (-5%)
- Renaissance Technologies LLC−36.4K (-30%)
- Vanguard Portfolio Management LLC−12.7K (-4%)
Source: 13F-HR filings on SEC EDGAR (aggregated from 217 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
SRCE filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Aug 10, 2026 | - | - | - |
| 4 | Aug 6, 2026 | - | - | - |
| 4 | Aug 6, 2026 | - | - | - |
| 4 | Aug 6, 2026 | - | - | - |
| 4 | Aug 6, 2026 | - | - | - |
| 4 | Aug 6, 2026 | - | - | - |
| 4 | Aug 6, 2026 | - | - | - |
| 8-K | Aug 5, 2026 | - | Analysis | - |
| 10-Q | Jul 23, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 23, 2026 | - | Analysis | - |
| 4 | Jun 15, 2026 | - | - | - |
| 4 | Jun 15, 2026 | - | - | - |
| 4 | Jun 5, 2026 | - | - | |
| 4 | Jun 5, 2026 | - | - | |
| 4 | Jun 5, 2026 | - | - | |
| 4 | Jun 5, 2026 | - | - | |
| 4 | Jun 5, 2026 | - | - | |
| 4 | Jun 5, 2026 | - | - | |
| 4 | Jun 5, 2026 | - | - | |
| 4 | Jun 5, 2026 | - | - | |
| 4 | Jun 5, 2026 | - | - | |
| 4 | Jun 5, 2026 | - | - | |
| 8-K | May 1, 2026 | - | Analysis | - |
| 4 | Apr 29, 2026 | - | - | - |
| 4 | Apr 29, 2026 | - | - | - |
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SRCE SEC filings: frequently asked questions
Are SRCE insiders buying or selling?
In the last 90 days, 1ST SOURCE CORP (SRCE) officers, directors and 10% owners reported no open-market purchases and 1 open-market sale worth $43,945 by 1 insider on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold SRCE stock?
As of June 30, 2026, the largest 1ST SOURCE CORP (SRCE) holders among the 13F filers tracked by SignalX were BlackRock ($166.4 million), Dimensional Fund Advisors ($119.7 million), Vanguard Capital Management LLC ($59.8 million), State Street Corp ($56.6 million), Vanguard Portfolio Management LLC ($28.1 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was SRCE's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), 1ST SOURCE CORP (SRCE) reported revenue of $514.4 million (up 6.3% from FY2024) and net income of $158.3 million. Diluted EPS was $6.41. The figures come from the XBRL data in the 10-K.
What are the main risks in SRCE's latest 10-K?
In the 10-K filed February 17, 2026, 1ST SOURCE CORP (SRCE) flagged: Regulatory risk: Increased allowance for credit losses affected by Economic forecasts amid inflation above policy targets and restrictive interest rates. Macroeconomic threat: Exposure to softening labor market and geopolitical uncertainty impacting credit loss estimates using two-year forecast horizon. (AI summary of the Risk Factors section.)
What did SRCE report in its latest 8-K?
1ST SOURCE CORP (SRCE) filed an 8-K on August 5, 2026 reporting Item 7.01 (Regulation FD Disclosure). Investor presentation supports upcoming meetings with investors and analysts.
What are the latest SRCE SEC filings?
1ST SOURCE CORP (SRCE) filed its latest 10-K annual report on February 17, 2026, a 10-Q quarterly report on July 23, 2026, an 8-K current report on August 5, 2026 and a Form 4 insider filing on August 10, 2026.
What is SRCE's SEC CIK number?
1ST SOURCE CORP (SRCE)'s SEC Central Index Key (CIK) is 34782. EDGAR lists every SRCE filing under that number.
Ask anything about SRCE
The research agent reads SRCE's filings, financials, insider trades and 13F holders, then answers with sources.