AUB at a glance
Atlantic Union Bankshares Corp (AUB, SEC CIK 883948) filed its latest 10-K annual report on February 26, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on September 29, 2026 and Form 4 insider filings as recently as October 5, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Atlantic Union Bankshares Corp (AUB) reported revenue of $1.8 billion (up 48.4% from FY2024) and net income of $273.7 million. Diluted EPS was $2.03.
- As of June 30, 2026, 34 institutional investment managers tracked by SignalX reported holding Atlantic Union Bankshares Corp (AUB) shares worth $3.0 billion in 13F-HR filings.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $1.8B
- +48.4% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 34 funds
- $3.0B · +0 vs prior quarter
- Latest 8-K
- Sep 29, 2026
- Item 8.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business: Regional commercial banking focused on financial services and capital management
- New emphasis on ESG risks, highlighting divergent stakeholder views and "anti-ESG" regulatory challenges impacting operations and reputation
- Notable regulatory and market risk focus on climate change exposing loan portfolios to weather-related collateral devaluation and operational disruptions
- Outstanding subordinated debt and preferred stock totaling $772 million with seniority over common stock dividends and payments
- Market liquidity for common stock remains low with average trading volumes below larger institutions, risking share price volatility and shareholder dilution
Risk Factors
- Regulatory risk: GENIUS Act (2025) on stablecoins may increase competition, depending on future U.S. Treasury and federal regulator rules
- Macroeconomic risk: Regional concentration in VA, MD, DC, NC, SC exposes bank to local economic downturns worsening loan defaults
- Operational risk: Significant exposure to commercial real estate (CRE) loans with higher default risk due to economic conditions and regulatory scrutiny
- Market disruption risk: Competition from fintech and digital asset providers benefiting from lower regulatory oversight and faster, cross-border transactions
- Financial risk: Potential large deposit outflows amplified by technology enabling rapid fund transfers could impair liquidity and increase funding costs
Management Discussion & Analysis
- Contractual obligations $1.02B total; $101M due within 1 year, $923M after 1 year as of Dec 31, 2025
- Subordinated debt $608M due after 1 year; trust preferred capital notes $185M due after 1 year
- Leases total $156M; $25M due after 1 year with $131M within 1 year
- Repurchase agreements $75M due within 1 year
- Cash needed for these obligations expected from liquidity sources, future debt and capital issuances
AI summary of the AUB 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Total revenue $419.9M, up from $407.3M YoY
- Net interest margin 3.94% vs 3.83% YoY
- Net income $161.0M vs $19.8M YoY
- Adjusted operating EPS $0.94 vs $0.95 YoY
- Tangible common equity $2.95B vs $2.60B YoY
Risk Factors
- No material changes to risk factors; 10-Q incorporates risks from the 2025 Form 10-K
- Capital-allocation risk: $250 million repurchase authorization through May 5, 2027
- Funding risk: 6.25% fixed-to-floating subordinated notes due 2036 issued July 30, 2026
- Regulatory risk: Repurchases subject to applicable legal and regulatory requirements
AI summary of the AUB 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 8.01: Other Events
- Third-quarter 2026 earnings call scheduled for October 20, 2026 at 9:00 a.m. EDT
- Management expected to discuss financial results and recent company activities
Item EX-99.1: Item EX-99.1
- Q3 2026 financial results scheduled before market open Tuesday, October 20, 2026
- Investor conference call and webcast at 9:00 a.m. Eastern on October 20
Item EX-99.1: Item EX-99.1
- Q2 2026 loan growth 10.4% annualized, while deposit growth reached 1.0% annualized since Q1
- Q2 adjusted ROTCE 20.11%, adjusted ROA 1.47%, and efficiency ratio 47.47%, supporting top-tier profitability targets
Item 1.01: Entry into a Material Definitive Agreement
- $250 million subordinated debt issuance strengthens capital resources while adding fixed financing costs
- 6.25% fixed coupon through August 1, 2031, implying $15.625 million annual interest before the floating-rate period
AI summaries of AUB 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for AUB
Don't miss the next AUB filing
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- Fund moves. Which tracked funds opened, added or cut AUB, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| AGEE NANCY H | A | Oct 1, 2026 | 922 | - |
| Delorier Rilla S | A | Oct 1, 2026 | 527 | - |
| Wimbush Frederick Blair | A | Oct 1, 2026 | 527 | $37.95 |
| Engola Paul | A | Oct 1, 2026 | 922 | - |
| Stephenson Mona Abutaleb | A | Oct 1, 2026 | 527 | - |
| TILLETT RONALD L | A | Oct 1, 2026 | 527 | $37.95 |
| O'Hara Michelle A. | A | Oct 1, 2026 | 527 | - |
| Ellett Frank Russell | A | Oct 1, 2026 | 922 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|
| Profitability | ||||
| Revenue | $954.5M | $1.2B | $1.8B | |
| Net Income | $201.8M | $209.1M | $273.7M | |
| Net Margin | 21.1% | 17.0% | 15.0% | |
| Balance Sheet | ||||
| Total Assets | $21.2B | $24.6B | $37.6B | |
| Equity | $2.6B | $3.1B | $5.0B | |
| ROE | 7.9% | 6.7% | 5.5% | |
| Per Share | ||||
| EPS | $2.53 | $2.24 | $2.03 | |
| Cash Flow | ||||
| Operating CF | $264.0M | $308.5M | $2.2B | |
Source: XBRL data in Atlantic Union Bankshares Corp (AUB)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate AUB share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 34 | $2.96B |
| Q1 2026 | 34 | $2.48B |
| Q4 2025 | 34 | $2.35B |
| Q3 2025 | 34 | $2.54B |
| Q2 2025 | 34 | $2.31B |
| Q1 2025 | 30 | $1.41B |
| Q4 2024 | 28 | $1.31B |
| Q3 2024 | 22 | $753.7M |
- Goldman Sachs Group+845.2K (+54%)
- BlackRock+324.3K (+2%)
- Atlantic Union Bankshares Corp+275.6K (+37%)
- State Street Corp+266.2K (+4%)
- Franklin Resources+256.5K (+8%)
- WESTWOOD HOLDINGS GROUP INC−1.11M (-56%)
- Ameriprise Financial−917.5K (-52%)
- JPMorgan Chase & Co−127.1K (-36%)
- Two Sigma Investments−101.8K (-78%)
- Invesco Ltd−14.2K (-1%)
- Renaissance Technologies LLC+183.1K
- Citadel Advisors LLC+36.1K
Source: 13F-HR filings on SEC EDGAR (aggregated from 250 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
AUB filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 2, 2026 | - | - | - |
| 8-K | Sep 29, 2026 | - | Analysis | - |
| 13F-HR | Aug 11, 2026 | Jun 30, 2026 | - | |
| 10-Q | Aug 6, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Aug 6, 2026 | - | Analysis | - |
| 8-K | Jul 30, 2026 | - | Analysis | - |
| 8-K | Jul 28, 2026 | - | Analysis | - |
| 8-K | Jul 27, 2026 | - | Analysis | - |
| 8-K | Jul 23, 2026 | - | Analysis | - |
| 8-K | Jul 22, 2026 | - | Analysis | - |
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AUB SEC filings: frequently asked questions
Which institutions hold AUB stock?
As of June 30, 2026, the largest Atlantic Union Bankshares Corp (AUB) holders among the 13F filers tracked by SignalX were BlackRock ($883.5 million), Vanguard Portfolio Management LLC ($375.7 million), Dimensional Fund Advisors ($325.8 million), State Street Corp ($323.0 million), Vanguard Capital Management LLC ($272.3 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was AUB's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Atlantic Union Bankshares Corp (AUB) reported revenue of $1.8 billion (up 48.4% from FY2024) and net income of $273.7 million. Diluted EPS was $2.03. The figures come from the XBRL data in the 10-K.
What are the main risks in AUB's latest 10-K?
In the 10-K filed February 26, 2026, Atlantic Union Bankshares Corp (AUB) flagged: Regulatory risk: GENIUS Act (2025) on stablecoins may increase competition, depending on future U.S. Treasury and federal regulator rules. Macroeconomic risk: Regional concentration in VA, MD, DC, NC, SC exposes bank to local economic downturns worsening loan defaults. (AI summary of the Risk Factors section.)
What did AUB report in its latest 8-K?
Atlantic Union Bankshares Corp (AUB) filed an 8-K on September 29, 2026 reporting Item 8.01 (Other Events). Third-quarter 2026 earnings call scheduled for October 20, 2026 at 9:00 a.m. EDT.
What are the latest AUB SEC filings?
Atlantic Union Bankshares Corp (AUB) filed its latest 10-K annual report on February 26, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on September 29, 2026 and a Form 4 insider filing on October 5, 2026.
What is AUB's SEC CIK number?
Atlantic Union Bankshares Corp (AUB)'s SEC Central Index Key (CIK) is 883948. EDGAR lists every AUB filing under that number.
Ask anything about AUB
The research agent reads AUB's filings, financials, insider trades and 13F holders, then answers with sources.