BAC Bank of America Corp

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Full-service financial institution across Consumer Banking, GWIM, Global Banking, and Global Markets segments
• • Compensation and benefits expense rose to $42.3B in 2025 vs $40.2B in 2024, representing 61% of total noninterest expense
• • Workforce stable at ~213,000 employees; hired 18,000+ in 2025 with 7.6 million training hours delivered
• • U.S. minimum wage reached $25/hour in October 2025, completing goal announced in 2021; ~96% of employees receiving Sharing Success awards in Q1 2026
• • SCB decreased to 2.5% after 2025 CCAR stress test; G-SIB surcharge remains 3.0%, constraining capital return capacity

Risk Factors

• • OCC Consent Order (Dec 2024) against BANA for BSA/anti-money laundering and economic sanctions compliance failures; additional regulators investigating same programs
• • US-China tariff escalation risk: counter-tariffs, FX measures, or large-scale sale of US Treasuries could destabilize financial markets and disrupt world trade
• • GSE concentration: sold ~$2.3B loans to GSEs (primarily Freddie Mac) in 2025; potential conservatorship exit could force costlier alternative funding or higher credit risk retention
• • G-SIB surcharge rising from 3.0% to 3.5% in 2027, with further increases possible, constraining dividends and share buybacks

Management Discussion & Analysis

• • Revenue $113.1B, up $7.2B (+6.8%) YoY; NII $60.1B (+$4.0B), noninterest income $53.0B (+$3.2B)
• • Efficiency ratio 61.65% vs 63.12%; return on avg tangible common equity 14.22% vs 12.94%; net income $30.5B vs $27.0B
• • Best segment: Consumer Banking net income $12.2B, efficiency ratio 51.97%; worst: Global Banking net income $7.8B, down $191M, efficiency ratio 51.51% vs 49.91%
• • Capital return: common dividends $1.08/share vs $1.00; share count reduced ~157M avg diluted shares YoY; loans grew $89.9B, deposits $53.3B
• • Key risks: tariff/trade policy uncertainty, interest rate volatility, potential higher credit losses; CET1 ratio declined to 11.4% from 11.9%

What are the latest BAC SEC filings in 2026?

Bank of America Corp (BAC) has filed a 10-K annual report on February 25, 2026, a 10-Q quarterly report on May 1, 2026, an 8-K current report on July 24, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did BAC file its most recent 10-K annual report?

Bank of America Corp (BAC) filed its most recent 10-K annual report on February 25, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view BAC 10-Q quarterly reports?

Bank of America Corp (BAC)'s most recent 10-Q quarterly report was filed on May 1, 2026. SignalX displays every BAC 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has BAC filed recently?

Bank of America Corp (BAC)'s most recent 8-K was filed on July 24, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find BAC insider trading activity (Form 4)?

The most recent BAC Form 4 insider transaction on SignalX was filed on August 4, 2026. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock. SignalX aggregates every BAC Form 4 with transaction code, share count, and price per share.

How often does BAC file with the SEC?

Bank of America Corp (BAC) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new BAC filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Bank of America Corp (BAC).

What is BAC's SEC CIK number?

Bank of America Corp (BAC)'s SEC CIK (Central Index Key) number is 70858. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 70858 to look up all BAC filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find BAC return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from Bank of America Corp (BAC) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.