8-K current report · filed Jul 14, 2026

Bank of America Corp (BAC) 8-K Current Report: July 14, 2026

Item 2.02Item 7.01Item EX-99.1BAC overview

Short answer

Bank of America Corp (BAC) filed an 8-K current report with the SEC on July 14, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.2). Q2 2026 net income $9.1 billion, or $1.21 diluted EPS.

Bank of America Corp 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q2 2026 net income $9.1 billion, or $1.21 diluted EPS
  • Results cover quarter ended June 30, 2026
  • Exhibit 99.1 contains the detailed earnings release and operating metrics

Item 7.01 · Regulation FD Disclosure

  • July 14, 2026 investor call covering Bank of America’s second-quarter results for quarter ended June 30, 2026
  • Presentation Materials include historical and forward-looking information relevant to investor outlook
  • Supplemental Information provides additional detail on second-quarter financial results
  • Exhibits 99.2 and 99.3 contain the furnished investor materials for review before the webcast

Item EX-99.1 · Exhibit EX-99.2

  • Q2 2026 net income $9.1B, diluted EPS $1.21, up from $0.98 in Q2 2025
  • Revenue $31.6B, up from $28.4B, driven by net interest income $16.0B and noninterest income $15.6B
  • Net interest margin 2.08%, up from 1.94%, as funding costs declined and loan balances expanded
  • Loans and leases $1.22T, up from $1.15T, while provision for credit losses fell to $1.37B from $1.59B
  • CET1 ratio 11.2% and tangible common equity ratio 6.0%, supporting capital resilience but limiting excess-capital flexibility

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