BAC Bank of America Corp

FY2024 10-K
Filed: Feb 25, 2025
Financials
National Commercial BanksSEC EDGAR

Bank of America Corp (BAC) filed its fiscal year 2024 10-K annual report with the SEC on Feb 25, 2025. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.

AI Filing Analysis
FY2024 10-K

Business Overview

  • Core business: Diversified financial services including banking, trading, wealth management, and capital markets operations
  • No new products or segments introduced; focus remains on managing market, liquidity, and credit risks amid macroeconomic uncertainty
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Management Discussion & Analysis

  • Revenue $97B, down 3% YoY compared to $100B last fiscal year
  • Net income $30B with operating margin 31.0% vs 30.3% prior year
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Risk Factors

  • Regulatory risk from qualitative goodwill impairment test as of June 30, 2024, based on macroeconomic conditions and reporting unit performance
  • Macroeconomic exposure reflected in $69.0B total goodwill across all reporting segments as of December 31, 2024
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Financial Summary
XBRL

Revenue

$101.9B

Net Income

$27.1B

Net Margin

26.6%

ROE

9.2%

Total Assets

$3.26T

EPS (Diluted)

$3.21

Operating Cash Flow

-$8.8B

Source: XBRL data from Bank of America Corp FY2024 10-K filing on SEC EDGAR. All figures in USD.

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