GS Goldman Sachs Group

company

SEC Filings & Insider Trading Activity 2026

Management Discussion & Analysis

• • Revenue $58.28B, up 9% YoY ($4.77B increase); driven by Global Banking & Markets, net interest income +68% to $13.56B, investment banking fees +21% to $9.35B
• • Efficiency ratio 64.4% vs 63.1% prior year; ROE 15.0% vs 12.7%; ROTE 16.0% vs 13.5%; net earnings $17.18B vs $14.28B
• • Best segment: Global Banking & Markets revenue $41.45B (+18%), ROE 16.4% vs 13.8%; worst: Platform Solutions revenue $151M vs $2.13B, hit by $2.26B Apple Card markdown
• • Capital returned $16.78B total: $12.36B buybacks + $4.42B dividends; CET1 ratio 14.3% (Standardized); Board approved $40B repurchase program; quarterly dividend raised to $4.50/share in Q1 2026
• • Management targets AWM ROE high-teens (~17-19%) and ~30% pre-tax margin medium-term; 2026 effective tax rate guided ~20%; key risks: tariff uncertainty, geopolitical tensions, potential G-SIB surcharge rising to 4.0% by 2028

Risk Factors

• • One-notch credit rating downgrade triggers $224M in additional collateral calls; two-notch downgrade triggers $1.80B
• • April 2025 U.S. broad tariffs on China imports, China retaliating with rare earth export restrictions — directly threatening GS client activity and revenues
• • Cloud provider outage in October 2025 affected GS and many businesses worldwide, exposing third-party infrastructure dependency
• • AI and distributed ledger technologies enabling competitors to reduce costs and improve execution, risking GS market share loss
• • G-SIB surcharge increases as balance sheet grows; FRB July 2023 proposal to broaden surcharge calculation could further raise capital requirements

Business Overview

• • Global investment bank and BHC operating three segments: Global Banking & Markets, Asset & Wealth Management, and Platform Solutions
• • Decisive consumer exit: sold GM credit card program in 2025; signed agreement in December 2025 to transition Apple Card to another issuer, completing ~2-year wind-down of consumer-lending strategy
• • Segment restructuring Q4 2025: transaction banking moved from Platform Solutions to Global Banking & Markets; equity/debt investments consolidated within Asset & Wealth Management reflecting shift toward third-party fund-driven model
• • Headcount 47,400 as of December 2025, with 45% in strategic locations (Bengaluru, Dallas, Warsaw, etc.) and 45% of partners being campus hires; Management Committee average tenure ~23 years
• • GENIUS Act stablecoin framework enacted July 2025 and EU Basel III Revisions (CRR III) effective January 2025 represent new regulatory frontiers explicitly flagged as competitive and compliance variables

What are the latest GS SEC filings in 2026?

Goldman Sachs Group (GS) has filed a 10-K annual report on February 25, 2026, a 10-Q quarterly report on May 1, 2026, an 8-K current report on July 27, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did GS file its most recent 10-K annual report?

Goldman Sachs Group (GS) filed its most recent 10-K annual report on February 25, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view GS 10-Q quarterly reports?

Goldman Sachs Group (GS)'s most recent 10-Q quarterly report was filed on May 1, 2026. SignalX displays every GS 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has GS filed recently?

Goldman Sachs Group (GS)'s most recent 8-K was filed on July 27, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find GS insider trading activity (Form 4)?

SignalX aggregates every GS Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does GS file with the SEC?

Goldman Sachs Group (GS) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new GS filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Goldman Sachs Group (GS).

What is GS's SEC CIK number?

Goldman Sachs Group (GS)'s SEC CIK (Central Index Key) number is 886982. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 886982 to look up all GS filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find GS return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from Goldman Sachs Group (GS) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.