WFC at a glance
Wells Fargo & Co (WFC, SEC CIK 72971) filed its latest 10-K annual report on February 24, 2026, a 10-Q quarterly report on July 28, 2026, an 8-K current report on September 24, 2026 and Form 4 insider filings as recently as October 5, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Wells Fargo & Co (WFC) reported revenue of $83.7 billion (up 1.7% from FY2024) and net income of $21.3 billion. Diluted EPS was $6.26.
- As of June 30, 2026, 64 institutional investment managers tracked by SignalX reported holding Wells Fargo & Co (WFC) shares worth $103.9 billion in 13F-HR filings.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $83.7B
- +1.7% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 64 funds
- $103.9B · +2 vs prior quarter
- Latest 8-K
- Sep 23, 2026
- Item 5.02
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Fourth-largest U.S. bank by assets; $2.1T total assets, $986.2B loans, $1.4T deposits, $181.1B stockholders' equity at year-end 2025
- FRB asset cap removed June 3, 2025: partial lift of 2018 consent order, though remaining provisions still in place
- OCC formal agreement on anti-money laundering/sanctions risk management added September 2024, still active
- ~205,000 employees; $200M invested in learning and development programs during 2025
- Federal court stayed CFPB's Section 1033 personal financial data-sharing rule in October 2025, reducing near-term competitive pressure from third-party data access
Risk Factors
- Asset cap from Federal Reserve still in effect, restricting balance sheet growth despite total assets reaching $2.15T in 2025
- AI and fintech competitors leveraging automation to erode Wells Fargo's customer base, potentially forcing lower pricing or higher investment spend
- Key-person dependency risk across commercial banking, capital markets, and risk management; regulatory restrictions on compensation hamper talent retention vs. unrestricted competitors
- FASB/SEC accounting standard changes (including newly adopted ASU 2023-09 income tax disclosures) could require restatement and materially alter reported financials
- Union organizing activity increasing operational complexity and costs, with legal action and reputational risks if management response perceived negatively
AI summary of the WFC 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Revenue $22,622M, up from $20,822M YoY
- Wells Fargo net income $6,407M vs $5,494M; diluted EPS $2.00 vs $1.60
- Net gains from trading and securities $2,241M vs $1,495M, strongest disclosed income increase
- Net cash from operating activities $15,918M vs $(22,253)M; investing cash use $(85,437)M
- Headwinds: regulatory costs, economic conditions, interest rates, credit quality, and market turbulence affecting outlook
Risk Factors
- Risk Factors section absent; filing incorporates “Financial Review – Risk Factors” by reference
- No new or changed risks identifiable from provided text
- Repurchase authorization: $40 billion approved April 29, 2025, with $22.743 billion remaining
- Common-stock repurchases: 37,355,572 shares during quarter ended June 30, 2026
AI summary of the WFC 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Scott E. Powell appointed Chief Risk Officer effective January 15, 2027
- Powell’s transition creates a new Chief Operating Officer vacancy
Item 5.03: Amendments to Articles of Incorporation or Bylaws
- New Series HH preferred stock authorized: 70,000 shares with $25,000 liquidation preference per share
- Potential liquidation preference of $1.75 billion across the authorized Series HH shares
Item 2.02: Results of Operations and Financial Condition
- Wells Fargo reported 2Q26 results for quarter ended June 30, 2026
- Earnings release and supplemental financial data available in Exhibits 99.1 and 99.2
Item 7.01: Regulation FD Disclosure
- Wells Fargo scheduled a July 14, 2026 conference call and webcast covering second-quarter 2026 results
- Presentation materials include historical and forward-looking information relevant to investor expectations
Item EX-99.1: Item EX-99.1
- 2Q26 net income $6.4B and diluted EPS $2.00, each up $0.40 YoY, signaling stronger earnings momentum
- Revenue $22.6B, up 9%, driven by noninterest income growth of 13% and net interest income growth of 5%
AI summaries of WFC 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for WFC
Don't miss the next WFC filing
- Alerts as it files. A push when WFC files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut WFC, by share count.
- Ask anything. An AI agent that reads every WFC filing and answers with sources.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| SARGENT RONALD | A | Oct 1, 2026 | 529.595 | $80.25 |
| BLACK STEVEN D | A | Oct 1, 2026 | 1,152.648 | $80.25 |
| Hewett Wayne M. | A | Oct 1, 2026 | 451.713 | $80.25 |
| Flowers Derek A. | G | Jul 15, 2026 | 67,966 | - |
| Flowers Derek A. | G | Jul 15, 2026 | 67,966 | - |
| Rosenberg Jason M. | M | Jun 15, 2026 | 17,217.804 | - |
| Rosenberg Jason M. | M | Jun 15, 2026 | 17,217.804 | - |
| Rosenberg Jason M. | F | Jun 15, 2026 | 8,079.493 | $83.73 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|
| Profitability | ||||
| Revenue | $82.6B | $82.3B | $83.7B | |
| Net Income | $19.1B | $19.7B | $21.3B | |
| Net Margin | 23.2% | 24.0% | 25.5% | |
| Balance Sheet | ||||
| Total Assets | $1.9T | $1.9T | $2.1T | |
| Equity | $185.7B | $179.1B | $181.1B | |
| ROE | 10.3% | 11.0% | 11.8% | |
| Per Share | ||||
| EPS | $4.83 | $5.37 | $6.26 | |
| Cash Flow | ||||
| Operating CF | $40.4B | $3.0B | -$19.0B | |
Source: XBRL data in Wells Fargo & Co (WFC)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate WFC share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 64 | $103.88B |
| Q1 2026 | 62 | $101.11B |
| Q4 2025 | 63 | $126.60B |
| Q3 2025 | 66 | $129.54B |
| Q2 2025 | 62 | $113.20B |
| Q1 2025 | 58 | $80.91B |
| Q4 2024 | 56 | $61.44B |
| Q3 2024 | 49 | $20.39B |
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- JPMorgan Chase & Co−14.97M (-12%)
- Bank of America Corp−11.09M (-21%)
- BlackRock−10.20M (-4%)
- FMR LLC (Fidelity)−9.14M (-6%)
- Goldman Sachs Group−1.73M (-8%)
- StoneX Group Inc.−11.0K
Source: 13F-HR filings on SEC EDGAR (aggregated from 480 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
WFC filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 8-K | Sep 24, 2026 | - | - | - |
| 8-K | Sep 23, 2026 | - | Analysis | - |
| 8-K | Aug 19, 2026 | - | Analysis | - |
| 13F-HR | Aug 14, 2026 | Jun 30, 2026 | - | |
| 10-Q | Jul 28, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Jul 17, 2026 | - | - | - |
| 8-K | Jul 14, 2026 | - | Analysis | - |
| 13F-HR/A | Jul 8, 2026 | Mar 31, 2026 | - | - |
| 4 | Jun 17, 2026 | - | - | - |
| 8-K | May 20, 2026 | - | - | |
| 13F-HR | May 11, 2026 | Mar 31, 2026 | - | |
| 4 | Apr 30, 2026 | - | - | - |
| 4 | Apr 30, 2026 | - | - | - |
| 4 | Apr 30, 2026 | - | - | - |
| 4 | Apr 30, 2026 | - | - | - |
| SC 13G | Apr 30, 2026 | - | - | |
| 4 | Apr 30, 2026 | - | - | - |
| 4 | Apr 30, 2026 | - | - | - |
| 4 | Apr 30, 2026 | - | - | - |
| 8-K | Apr 30, 2026 | - | Analysis | - |
| 4 | Apr 30, 2026 | - | - | - |
| 4 | Apr 30, 2026 | - | - | - |
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WFC SEC filings: frequently asked questions
Which institutions hold WFC stock?
As of June 30, 2026, the largest Wells Fargo & Co (WFC) holders among the 13F filers tracked by SignalX were BlackRock ($20.7 billion), Vanguard Capital Management LLC ($16.5 billion), FMR LLC (Fidelity) ($12.6 billion), State Street Corp ($11.2 billion), JPMorgan Chase & Co ($9.5 billion). 13F-HR reports are filed up to 45 days after each quarter ends.
What was WFC's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Wells Fargo & Co (WFC) reported revenue of $83.7 billion (up 1.7% from FY2024) and net income of $21.3 billion. Diluted EPS was $6.26. The figures come from the XBRL data in the 10-K.
What are the main risks in WFC's latest 10-K?
In the 10-K filed February 24, 2026, Wells Fargo & Co (WFC) flagged: Asset cap from Federal Reserve still in effect, restricting balance sheet growth despite total assets reaching $2.15T in 2025. AI and fintech competitors leveraging automation to erode Wells Fargo's customer base, potentially forcing lower pricing or higher investment spend. (AI summary of the Risk Factors section.)
What did WFC report in its latest 8-K?
Wells Fargo & Co (WFC) filed an 8-K on September 23, 2026 reporting Item 5.02 (Departure/Appointment of Directors or Principal Officers). Scott E. Powell appointed Chief Risk Officer effective January 15, 2027.
What are the latest WFC SEC filings?
Wells Fargo & Co (WFC) filed its latest 10-K annual report on February 24, 2026, a 10-Q quarterly report on July 28, 2026, an 8-K current report on September 24, 2026 and a Form 4 insider filing on October 5, 2026.
What is WFC's SEC CIK number?
Wells Fargo & Co (WFC)'s SEC Central Index Key (CIK) is 72971. EDGAR lists every WFC filing under that number.
Ask anything about WFC
The research agent reads WFC's filings, financials, insider trades and 13F holders, then answers with sources.