ATLO at a glance
AMES NATIONAL CORP (ATLO, SEC CIK 1132651) filed its latest 10-K annual report on March 12, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 13, 2026 and Form 4 insider filings as recently as September 10, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), AMES NATIONAL CORP (ATLO) reported revenue of $87.1 million (up 5.4% from FY2024) and net income of $19.0 million. Diluted EPS was $2.14.
- As of June 30, 2026, 21 institutional investment managers tracked by SignalX reported holding AMES NATIONAL CORP (ATLO) shares worth $61.8 million in 13F-HR filings.
- The most recent insider open-market purchase reported on Form 4 was by Baker Jeffery C on September 9, 2026 of 300 shares at $31.88 per share.
- In the last 90 days, ATLO insiders reported 5 open-market purchases ($40K) and 0 open-market sales ($0) on Form 4, a net purchase of $40K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $87.1M
- +5.4% vs prior year
- Insiders · 90 days
- 5 buys · 0 sells
- Net +$40K
- 13F holders
- 21 funds
- $61.8M · +3 vs prior quarter
- Latest 8-K
- Aug 13, 2026
- Item 8.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net income $5.9M, up from $4.5M YoY; net interest income $16.4M vs $13.5M
- Net interest margin 3.18% vs 2.65% YoY; efficiency ratio 58.52% vs 64.34%
- Investment securities strongest contributor: $5.1M interest revenue vs $3.7M YoY
- Investment portfolio $695M, up $39M; loans $1.25B vs $1.28B at December 31, 2025
- Consultant fees expected throughout 2026; commercial real estate and multifamily loans face heightened risk
AI summary of the ATLO 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 8.01: Other Events
- Cash dividend declaration announced August 12, 2026
- Press release dated August 13, 2026 provides dividend details and key shareholder dates
Item 2.02: Results of Operations and Financial Condition
- Q2 and first-half 2026 financial results announced for periods ended June 30, 2026
- Full results and management commentary available in furnished Exhibit 99.1
Item 8.01: Other Events
- Cash dividend declaration announced May 13, 2026, signaling continued shareholder distributions
- Press release dated May 15, 2026 provides dividend amount and payment details
AI summaries of ATLO 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for ATLO
Don't miss the next ATLO filing
- Alerts as it files. A push when ATLO files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut ATLO, by share count.
- Ask anything. An AI agent that reads every ATLO filing and answers with sources.
Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Baker Jeffery C | Buy | Sep 9, 2026 | 300 | $31.88 |
| Cassabaum Michelle R | Buy | Aug 31, 2026 | 180 | $31.54 |
| Beals Douglas W | Buy | Aug 20, 2026 | 325 | $31.16 |
| Schreier Richard | Buy | Aug 14, 2026 | 316 | $31.60 |
| Cassabaum Michelle R | Buy | Jul 31, 2026 | 140 | $30.20 |
| Cassabaum Michelle R | Buy | May 29, 2026 | 170 | $28.83 |
| Hagan Patrick G | Buy | May 15, 2026 | 200 | $27.69 |
| Hagan Patrick G | Buy | May 12, 2026 | 100 | $27.65 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $74.3M | $82.6M | $87.1M |
| Net Income | $10.8M | $10.2M | $19.0M |
| Net Margin | 14.6% | 12.4% | 21.8% |
| Balance Sheet | |||
| Total Assets | $2.2B | $2.1B | $2.1B |
| Equity | $165.8M | $174.7M | $207.9M |
| ROE | 6.5% | 5.8% | 9.2% |
| Per Share | |||
| EPS | - | $1.14 | $2.14 |
| Cash Flow | |||
| Operating CF | $19.2M | $14.3M | $21.3M |
| CapEx | $4.9M | $298K | $642K |
Source: XBRL data in AMES NATIONAL CORP (ATLO)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate ATLO share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 21 | $61.8M |
| Q1 2026 | 18 | $51.0M |
| Q4 2025 | 18 | $43.3M |
| Q3 2025 | 17 | $38.7M |
| Q2 2025 | 16 | $33.3M |
| Q1 2025 | 15 | $21.4M |
| Q4 2024 | 12 | $18.6M |
| Q3 2024 | 7 | $10.3M |
- BlackRock+74.0K (+12%)
- State Street Corp+53.1K (+35%)
- Dimensional Fund Advisors+26.3K (+10%)
- Renaissance Technologies LLC+24.2K (+64%)
- AQR Capital Management+24.0K (+75%)
- Vanguard Capital Management LLC−12.6K (-3%)
- Goldman Sachs Group−1.9K (-4%)
- Citadel Advisors LLC+38.9K
- Millennium Management+10.8K
- Invesco Ltd+10.0K
Source: 13F-HR filings on SEC EDGAR (aggregated from 124 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
ATLO filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 10, 2026 | - | - | - |
| 4 | Sep 1, 2026 | - | - | - |
| 4 | Aug 21, 2026 | - | - | - |
| 4 | Aug 17, 2026 | - | - | - |
| 8-K | Aug 13, 2026 | - | Analysis | - |
| 13F-HR | Aug 13, 2026 | Jun 30, 2026 | - | |
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Aug 3, 2026 | - | - | - |
| 8-K | Jul 17, 2026 | - | Analysis | - |
| 4 | May 29, 2026 | - | - | |
| SC 13G | May 15, 2026 | - | - | |
| 8-K | May 15, 2026 | - | Analysis | |
| 4 | May 15, 2026 | - | - | |
| 13F-HR | May 12, 2026 | Mar 31, 2026 | - | |
| 4 | May 12, 2026 | - | - | |
| 10-Q | May 8, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | May 1, 2026 | - | Analysis | - |
| 4 | Apr 30, 2026 | - | - | - |
| SC 13G | Apr 29, 2026 | - | - | |
| 8-K | Apr 24, 2026 | - | Analysis | - |
| 10-K | Mar 12, 2026 | Dec 31, 2025 | - | |
| 4 | Feb 27, 2026 | - | - | - |
| 8-K | Feb 13, 2026 | - | - | |
| 13F-HR | Feb 13, 2026 | Dec 31, 2025 | - | |
| 4 | Feb 2, 2026 | - | - |
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ATLO SEC filings: frequently asked questions
Are ATLO insiders buying or selling?
In the last 90 days, AMES NATIONAL CORP (ATLO) officers, directors and 10% owners reported 5 open-market purchases worth $39,582 by 4 insiders and no open-market sales on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold ATLO stock?
As of June 30, 2026, the largest AMES NATIONAL CORP (ATLO) holders among the 13F filers tracked by SignalX were BlackRock ($20.2 million), Vanguard Capital Management LLC ($11.5 million), Dimensional Fund Advisors ($8.9 million), State Street Corp ($6.1 million), Northern Trust ($2.2 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was ATLO's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), AMES NATIONAL CORP (ATLO) reported revenue of $87.1 million (up 5.4% from FY2024) and net income of $19.0 million. Diluted EPS was $2.14. The figures come from the XBRL data in the 10-K.
What did ATLO report in its latest 8-K?
AMES NATIONAL CORP (ATLO) filed an 8-K on August 13, 2026 reporting Item 8.01 (Other Events). Cash dividend declaration announced August 12, 2026.
What are the latest ATLO SEC filings?
AMES NATIONAL CORP (ATLO) filed its latest 10-K annual report on March 12, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 13, 2026 and a Form 4 insider filing on September 10, 2026.
What is ATLO's SEC CIK number?
AMES NATIONAL CORP (ATLO)'s SEC Central Index Key (CIK) is 1132651. EDGAR lists every ATLO filing under that number.
Ask anything about ATLO
The research agent reads ATLO's filings, financials, insider trades and 13F holders, then answers with sources.