BANC at a glance
BANC OF CALIFORNIA, INC. (BANC, SEC CIK 1169770) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on July 29, 2026 and Form 4 insider filings as recently as September 11, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), BANC OF CALIFORNIA, INC. (BANC) reported revenue of $38.8 million (up 4.2% from FY2024) and net income of $229.0 million. Diluted EPS was $1.17.
- As of June 30, 2026, 30 institutional investment managers tracked by SignalX reported holding BANC OF CALIFORNIA, INC. (BANC) shares worth $1.6 billion in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Dotan Ido on September 10, 2026 of 10,541 shares at $18.30 per share.
- In the last 90 days, BANC insiders reported 0 open-market purchases ($0) and 2 open-market sales ($310K) on Form 4, a net sale of $310K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $38.8M
- +4.2% vs prior year
- Insiders · 90 days
- 0 buys · 2 sells
- Net −$310K
- 13F holders
- 30 funds
- $1.6B · +0 vs prior quarter
- Latest 8-K
- Jul 29, 2026
- Item 7.01 · Item 2.02
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business model: Community banking focused on real estate loans, primarily within California
- Shift in loan portfolio mix: Total real estate loans declined from $16.6B (70%) in 2024 to $15.7B (63%) in 2025, reflecting reduced construction and land loans
- Residential real estate emphasis: Multi-family mortgage loans grew to $6.01B (44%) with a 22% share in single-family residential loans
- Loan maturities: $7.2B of loans and leases HFI due within one year as of December 31, 2025
- Interest rate profile: Loans due after one year split nearly evenly between fixed-rate $8.79B and variable-rate $9.02B
Risk Factors
- Cybersecurity risk oversight by Board's Enterprise Risk Committee with quarterly reviews of information security program and incident reports
- Operational risk in technology management reliant on CISO-led enterprise information security department with roles in vulnerability assessment and incident response
- Key-person risk from CISO accountable for comprehensive cybersecurity program and risk management across client, vendor, and internal operations
Management Discussion & Analysis
- Brokered deposits $2.9B at 12/31/2025, up from $2.7B at 12/31/2024
- Non-maturity brokered deposits $0.5B, brokered time deposits $2.4B at 12/31/2025
- Bank in compliance with all liquidity and funding concentration guidelines as of 12/31/2025
- Holding company liquidity sourced from Bank dividends, intercompany tax payments, and capital raising ability
- Dividend payments and share repurchases subject to regulatory and debt covenant restrictions
AI summary of the BANC 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Foreign-currency translation gain $0.7M for six months ended June 30, 2026 vs $0.1M
- Foreign-currency loans receivable $80.1M and subordinated debt $29.4M at June 30, 2026
- Hedging derivatives $81.1M for loans and $29.9M for subordinated debt
- IRR profile near neutral at June 30, 2026 vs December 31, 2025
- EVE $5.247B baseline; +200-basis-point shock reduced EVE 8.3% to $4.813B
Risk Factors
- No material changes to 10-K risk factors disclosed this quarter
- Carried-forward regulatory risk: SEC compliance and supervisory requirements remain applicable
- Carried-forward operational risk: banking operations remain exposed to factors affecting results, liquidity, and financial condition
- Carried-forward financial risk: liquidity remains subject to previously disclosed risk factors
AI summary of the BANC 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 7.01: Regulation FD Disclosure
- Q2 2026 results conference call scheduled for July 29, 2026 at 8:00 A.M. Pacific Time
- Investor presentation furnished as Exhibit 99.2 ahead of the call
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 results for quarter ended June 30, 2026
- Press release issued July 29, 2026
Item EX-99.1: Item EX-99.1
- Q2 net loss $251.3M, or $(1.61) per share, driven by strategic repositioning charges rather than recurring operations
- $2.3B securities sale produced a $256.7M pre-tax loss but 276-basis-point yield pickup on $1.7B redeployed
Item 5.07: Submission of Matters to a Vote of Security Holders
- All ten director nominees elected for one-year terms expiring at the 2027 annual meeting
- Ernst & Young LLP ratified as independent auditor for fiscal 2026, with 129,027,721 votes favoring
Item 2.02: Results of Operations and Financial Condition
- First-quarter 2026 results cover the period ended March 31, 2026
- Press release furnished as Exhibit 99.1 contains the financial results and investor-relevant performance details
Item 7.01: Regulation FD Disclosure
- First-quarter 2026 results conference call scheduled for April 23, 2026 at 10:00 A.M. Pacific Time
- Investor presentation furnished as Exhibit 99.2, with webcast access through Banc of California’s investor-relations website
Item EX-99.1: Item EX-99.1
- Q1 diluted EPS $0.39, up 50% year over year, with revenue $286.9M and pre-tax pre-provision income up 28% to $105.6M
- Net interest margin expanded to 3.24% as deposit costs declined 11 basis points, supporting continued earnings momentum
AI summaries of BANC 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for BANC
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Dotan Ido | Sell | Sep 10, 2026 | 10,541 | $18.30 |
| Lindsay Olivia I | Sell | Aug 4, 2026 | 6,000 | $19.50 |
| Kauder Joseph | F | Aug 2, 2026 | 5,444 | $19.15 |
| Rice Joseph J | A | Jul 8, 2026 | 18,114 | - |
| Rice Joseph J | A | Jul 8, 2026 | 50,000 | - |
| CORSINI BRYAN M | Sell | May 26, 2026 | 14,988 | $19.06 |
| CORSINI BRYAN M | F | May 9, 2026 | 9,677 | $19.04 |
| EGGEMEYER JOHN M III | A | May 6, 2026 | 4,780 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $33.8M | $37.2M | $38.8M |
| Net Income | -$1.9B | $126.9M | $229.0M |
| Net Margin | -5624.2% | 340.9% | 590.2% |
| Balance Sheet | |||
| Total Assets | $38.5B | $33.5B | $34.8B |
| Equity | $3.4B | $3.5B | $3.5B |
| ROE | -56.0% | 3.6% | 6.5% |
| Per Share | |||
| EPS | $-22.71 | $0.52 | $1.17 |
| Cash Flow | |||
| Operating CF | $135.8M | $77.4M | $255.6M |
| CapEx | - | $13.0M | $20.8M |
Source: XBRL data in BANC OF CALIFORNIA, INC. (BANC)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate BANC share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 30 | $1.64B |
| Q1 2026 | 30 | $1.34B |
| Q4 2025 | 27 | $1.37B |
| Q3 2025 | 28 | $1.19B |
| Q2 2025 | 28 | $901.7M |
| Q1 2025 | 24 | $604.2M |
| Q4 2024 | 21 | $499.7M |
| Q3 2024 | 17 | $324.7M |
- BlackRock+2.00M (+10%)
- Two Sigma Investments+1.74M (+142%)
- Vanguard Portfolio Management LLC+1.63M (+34%)
- JPMorgan Chase & Co+1.47M (+177%)
- Invesco Ltd+691.4K (+16%)
- Millennium Management−4.58M (-63%)
- Citadel Advisors LLC−1.23M (-97%)
- AQR Capital Management−386.7K (-75%)
- Morgan Stanley−249.3K (-11%)
- Bank of America Corp−130.9K (-11%)
Source: 13F-HR filings on SEC EDGAR (aggregated from 205 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
BANC filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
8-K current reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 11, 2026 | - | - | - |
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Aug 4, 2026 | - | - | - |
| 4 | Aug 3, 2026 | - | - | - |
| 8-K | Jul 29, 2026 | - | Analysis | - |
| 4 | Jul 10, 2026 | - | - | - |
| 4 | May 27, 2026 | - | - | |
| 4 | May 11, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 10-Q | May 8, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | May 8, 2026 | - | Analysis | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | Apr 29, 2026 | - | - | - |
| 4 | Apr 29, 2026 | - | - | - |
| 8-K | Apr 22, 2026 | - | Analysis | - |
| 4 | Apr 1, 2026 | - | - | - |
| SC 13G | Mar 24, 2026 | - | - | |
| 8-K | Mar 6, 2026 | - | Analysis | - |
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BANC SEC filings: frequently asked questions
Are BANC insiders buying or selling?
In the last 90 days, BANC OF CALIFORNIA, INC. (BANC) officers, directors and 10% owners reported no open-market purchases and 2 open-market sales worth $309,878 by 2 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold BANC stock?
As of June 30, 2026, the largest BANC OF CALIFORNIA, INC. (BANC) holders among the 13F filers tracked by SignalX were BlackRock ($462.3 million), State Street Corp ($197.1 million), Dimensional Fund Advisors ($140.8 million), Vanguard Portfolio Management LLC ($131.4 million), Vanguard Capital Management LLC ($129.6 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was BANC's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), BANC OF CALIFORNIA, INC. (BANC) reported revenue of $38.8 million (up 4.2% from FY2024) and net income of $229.0 million. Diluted EPS was $1.17. The figures come from the XBRL data in the 10-K.
What are the main risks in BANC's latest 10-K?
In the 10-K filed February 27, 2026, BANC OF CALIFORNIA, INC. (BANC) flagged: Cybersecurity risk oversight by Board's Enterprise Risk Committee with quarterly reviews of information security program and incident reports. Operational risk in technology management reliant on CISO-led enterprise information security department with roles in vulnerability assessment and incident response. (AI summary of the Risk Factors section.)
What did BANC report in its latest 8-K?
BANC OF CALIFORNIA, INC. (BANC) filed an 8-K on July 29, 2026 reporting Item 7.01 (Regulation FD Disclosure) and Item 2.02 (Results of Operations and Financial Condition). Q2 2026 results conference call scheduled for July 29, 2026 at 8:00 A.M. Pacific Time.
What are the latest BANC SEC filings?
BANC OF CALIFORNIA, INC. (BANC) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on July 29, 2026 and a Form 4 insider filing on September 11, 2026.
What is BANC's SEC CIK number?
BANC OF CALIFORNIA, INC. (BANC)'s SEC Central Index Key (CIK) is 1169770. EDGAR lists every BANC filing under that number.
Ask anything about BANC
The research agent reads BANC's filings, financials, insider trades and 13F holders, then answers with sources.