BANC OF CALIFORNIA, INC. (BANC) Q3 2025 10-Q Quarterly Report

Filed: Nov 10, 2025Period ending Sep 30, 2025
Financials
National Commercial BanksSEC EDGAR

BANC OF CALIFORNIA, INC. (BANC) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 10, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

BANC OF CALIFORNIA, INC. Q3 2025 10-Q Analysis

Management Discussion & Analysis

  • Revenue $287.7M Q3 2025, up 5% QoQ from $272.8M in Q2 2025; net earnings available to common $59.7M vs $18.4M in Q2 2025
  • Operating margin (efficiency ratio) improved to 62.05% in Q3 2025 from 65.50% Q2 2025; net interest margin rose to 3.22% from 3.10%
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BANC OF CALIFORNIA, INC. Q3 2025 Quarterly Financials
XBRL

Revenue

$10M

+7.8% YoY +4.9% QoQ

Net Income

$70M

+692.7% YoY +145.3% QoQ

Net Margin

712.8%

+61587bp YoY +40791bp QoQ

ROE

2.0%

Total Assets

$34.0B

EPS (Diluted)

$0.37

+3800.0% YoY +208.3% QoQ

Operating Cash Flow

$76M

+61.5% YoY +20.7% QoQ

Source: XBRL data from BANC OF CALIFORNIA, INC. Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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