AROW at a glance
ARROW FINANCIAL CORP (AROW, SEC CIK 717538) filed its latest 10-K annual report on March 6, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on September 14, 2026 and Form 4 insider filings as recently as September 25, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- As of June 30, 2026, 29 institutional investment managers tracked by SignalX reported holding ARROW FINANCIAL CORP (AROW) shares worth $271.2 million in 13F-HR filings.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 29 funds
- $271.2M · +1 vs prior quarter
- Latest 8-K
- Sep 14, 2026
- Current report
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net income $11.0M vs $10.8M YoY; net interest income $35.9M, up 10.4% or $3.4M
- Net interest margin 3.42% vs 3.15% YoY; FTE margin 3.43% vs 3.16%
- Commercial and commercial real estate loans strongest, up $26.5M or 2.7%; consumer loan growth limited by inflation uncertainty
- Deposits $3.7B, down $284.3M; $300M brokered CDs replaced by lower-cost FHLB borrowings
- Adirondack merger completed July 1 for $101M; acquisition expenses approximately $1.0M, with integration risks noted
AI summary of the AROW 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item EX-99.1: Item EX-99.1
- Q1 2026 net income fell to $252K from $473K, reflecting materially higher operating expenses
- Net interest income increased to $8.679M from $8.320M as interest expense declined to $1.799M
Item 8.01: Other Events
- Arrow Bank subsidiary Upstate Agency agreed to acquire Skene Valley Agency, an independent insurance agency
- Target operates in Washington County, New York, expanding Arrow’s insurance-agency presence
Item 7.01: Regulation FD Disclosure
- Second-quarter 2026 investor presentation released July 23, 2026
- Covers financial results and trends through June 30, 2026
Item 8.01: Other Events
- Quarterly cash dividend declared at $0.30 per share
- Payable August 25, 2026 to shareholders of record August 11, 2026
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 results for quarter ended June 30, 2026
- Unaudited financial information and management discussion furnished in Exhibit 99.1
Item EX-99.1: Item EX-99.1
- Q2 net income $11.0M, EPS $0.66, down from $13.5M and $0.82 in Q1
- Adjusted EPS $0.71 after $1.0M of merger expenses tied to Adirondack acquisition
AI summaries of AROW 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for AROW
Don't miss the next AROW filing
- Alerts as it files. A push when AROW files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut AROW, by share count.
- Ask anything. An AI agent that reads every AROW filing and answers with sources.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| KRUCZLNICKI DAVID G | J | Sep 23, 2026 | 228 | $36.97 |
| White Daniel James | J | Sep 23, 2026 | 228 | $36.97 |
| Casaccio Tenee R | J | Sep 23, 2026 | 304 | $36.97 |
| CHAMPION GREGORY J | J | Sep 23, 2026 | 423 | $36.97 |
| Arcuri Rocco F Sr. | J | Sep 23, 2026 | 186 | $36.97 |
| Jahnel Darrin | J | Sep 23, 2026 | 298 | $36.97 |
| Duffy Kristine D | J | Sep 23, 2026 | 203 | $36.97 |
| Dawsey James M | J | Sep 23, 2026 | 389 | $36.97 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|
| Profitability | ||||
| Net Income | $30.1M | $29.7M | $44.0M | |
| Balance Sheet | ||||
| Total Assets | $4.2B | $4.3B | $4.4B | |
| Equity | $379.8M | $400.9M | $431.9M | |
| ROE | 7.9% | 7.4% | 10.2% | |
| Per Share | ||||
| EPS | $1.77 | $1.77 | $2.65 | |
| Cash Flow | ||||
| Operating CF | $20.6M | $34.5M | $41.3M | |
| CapEx | $7.1M | $5.6M | $5.1M | |
Source: XBRL data in ARROW FINANCIAL CORP (AROW)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate AROW share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 29 | $271.2M |
| Q1 2026 | 28 | $206.4M |
| Q4 2025 | 26 | $194.4M |
| Q3 2025 | 24 | $174.4M |
| Q2 2025 | 26 | $164.0M |
| Q1 2025 | 23 | $128.4M |
| Q4 2024 | 20 | $131.2M |
| Q3 2024 | 16 | $109.6M |
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- FMR LLC (Fidelity)+47.1K (+260%)
- Morgan Stanley+46.7K (+26%)
- Renaissance Technologies LLC−43.6K (-19%)
- ARROW FINANCIAL CORP−18.9K (-1%)
- Vanguard Capital Management LLC−13.8K (-2%)
- Franklin Resources−10.1K (-48%)
- Dimensional Fund Advisors−5.0K (-1%)
- Prudential Financial+10.8K
- StoneX Group Inc.+6.7K
- Millennium Management−49.8K
Source: 13F-HR filings on SEC EDGAR (aggregated from 192 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
AROW filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 25, 2026 | - | - | - |
| 4 | Sep 25, 2026 | - | - | - |
| 4 | Sep 25, 2026 | - | - | - |
| 4 | Sep 25, 2026 | - | - | - |
| 4 | Sep 25, 2026 | - | - | - |
| 4 | Sep 25, 2026 | - | - | - |
| 4 | Sep 25, 2026 | - | - | - |
| 4 | Sep 25, 2026 | - | - | - |
| 4 | Sep 25, 2026 | - | - | - |
| 4 | Sep 25, 2026 | - | - | - |
| 4 | Sep 25, 2026 | - | - | - |
| 4 | Sep 25, 2026 | - | - | - |
| 8-K | Sep 14, 2026 | - | Analysis | - |
| 8-K | Sep 10, 2026 | - | Analysis | - |
| 4 | Sep 9, 2026 | - | - | - |
| 4 | Sep 1, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 13, 2026 | - | - | - |
| 4 | Aug 10, 2026 | - | - | - |
| 4 | Aug 6, 2026 | - | - | - |
| 4 | Aug 6, 2026 | - | - | - |
| 10-Q | Aug 6, 2026 | Jun 30, 2026 | Analysis | |
| 13F-HR | Jul 31, 2026 | Jun 30, 2026 | - | |
| 8-K | Jul 23, 2026 | - | Analysis | - |
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AROW SEC filings: frequently asked questions
Which institutions hold AROW stock?
As of June 30, 2026, the largest ARROW FINANCIAL CORP (AROW) holders among the 13F filers tracked by SignalX were ARROW FINANCIAL CORP ($76.2 million), BlackRock ($57.4 million), Dimensional Fund Advisors ($29.7 million), Vanguard Capital Management LLC ($25.6 million), State Street Corp ($20.1 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What did AROW report in its latest 8-K?
ARROW FINANCIAL CORP (AROW) filed an 8-K on September 14, 2026. Q1 2026 net income fell to $252K from $473K, reflecting materially higher operating expenses.
What are the latest AROW SEC filings?
ARROW FINANCIAL CORP (AROW) filed its latest 10-K annual report on March 6, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on September 14, 2026 and a Form 4 insider filing on September 25, 2026.
What is AROW's SEC CIK number?
ARROW FINANCIAL CORP (AROW)'s SEC Central Index Key (CIK) is 717538. EDGAR lists every AROW filing under that number.
Ask anything about AROW
The research agent reads AROW's filings, financials, insider trades and 13F holders, then answers with sources.