10-Q quarterly report · filed Nov 6, 2025

ARROW FINANCIAL CORP (AROW) Q3 2025 10-Q Quarterly Report

Short answer

ARROW FINANCIAL CORP (AROW) filed its Q3 2025 10-Q quarterly report on Nov 6, 2025 for the quarter ended Sep 30, 2025.

Q3 2025 key financials · XBRL

Net income
$13M
+42.9% YoY · +18.7% QoQ
EPS (diluted)
$0.77
+45.3% YoY · +18.5% QoQ

Source: XBRL data from the ARROW FINANCIAL CORP (AROW) Q3 2025 10-Q on SEC EDGAR. USD.

ARROW FINANCIAL CORP Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Q3 net income $12.8M, up from $9.0M YoY
  • Net interest margin 3.24% vs 2.79% YoY
  • Residential real estate loans $1.4B, up 4.0%; consumer loans down $29.7M
  • Interest-earning cash $351.5M vs $127.1M at December 31, 2024
  • Near-term liquidity flexibility, with approximately $1.4B in available credit lines

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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