10-Q quarterly report · filed Aug 7, 2026

AMES NATIONAL CORP (ATLO) Q2 2026 10-Q Quarterly Report

Short answer

AMES NATIONAL CORP (ATLO) filed its Q2 2026 10-Q quarterly report on Aug 7, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $23M (up 8.3% year over year) with net income of $6M.

Q2 2026 key financials · XBRL

Revenue
$23M
+8.3% YoY · +4.8% QoQ
Net income
$6M
+31.5% YoY · −0.5% QoQ
EPS (diluted)
$0.67
+34.0% YoY · +0.0% QoQ

Source: XBRL data from the AMES NATIONAL CORP (ATLO) Q2 2026 10-Q on SEC EDGAR. USD.

AMES NATIONAL CORP Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $5.9M, up from $4.5M YoY; net interest income $16.4M vs $13.5M
  • Net interest margin 3.18% vs 2.65% YoY; efficiency ratio 58.52% vs 64.34%
  • Investment securities strongest contributor: $5.1M interest revenue vs $3.7M YoY
  • Investment portfolio $695M, up $39M; loans $1.25B vs $1.28B at December 31, 2025
  • Consultant fees expected throughout 2026; commercial real estate and multifamily loans face heightened risk

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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