BAC Bank of America Corp

Q3 2025 10-Q

Filed: Oct 31, 2025Period ending Sep 30, 2025

Financials

National Commercial BanksSEC EDGAR

Bank of America Corp (BAC) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Oct 31, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

AI Filing Analysis
Q3 2025 10-Q

Management Discussion & Analysis

• Revenue $28.1B, up $2.7B (11%) YoY from $25.3B Q3 2024; driven by net interest income $15.2B (+$1.3B) and noninterest income $12.9B (+$1.5B)
• Operating margin improvement: Efficiency ratio 61.7% vs 65.0% YoY; net income $8.5B vs $6.9B (+23%), diluted EPS $1.06 vs $0.81

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Risk Factors

• No material changes in risk factors since 2024 Annual Report on Form 10-K
• Credit risk from potential borrower defaults amid economic uncertainty remains significant

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Quarterly Financial Summary
XBRL

Revenue

$28.1B

Net Income

$8.5B

Net Margin

30.2%

ROE

2.8%

Total Assets

$3.40T

Source: XBRL data from Bank of America Corp Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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