AMAL Amalgamated Financial Corp.

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business: Full-service commercial bank focused on values-based commercial and retail banking, investment management, trust and custody, and specialty lending
• • New marketing agreement with Embrace Home Loans initiated February 2026 for residential loan referrals supporting broader strategic focus
• • Strategic emphasis on being America’s socially responsible bank with leadership in climate finance and net zero targets validated by SBTi
• • Assets under custody $38.63B, assets under management $16.63B as of December 31, 2025, with investment/trust fees of $16.2M in 2025 versus $15.2M in 2024
• • Deposits growth CAGR 5.8% over 5 years to $7.75B core deposits, with 41% non-interest-bearing accounts and low average cost of 160 basis points

Risk Factors

• • U.S. Supreme Court ruling limiting President’s tariff powers under International Emergency Economic Powers Act, creating tariff enforcement uncertainty
• • 82.4% of CRE, multifamily, and construction loan collateral concentrated in NY, CA, and Washington, D.C., exposing to regional social unrest and terrorist risks
• • Heavily invested in GSE securities, exposed to liquidity and credit risks from potential U.S. government debt default or credit rating downgrades
• • Majority real estate-secured loans with 33.2% multifamily and 7.3% commercial exposure risk losses if real estate values decline
• • Interest rate risk amid FOMC maintaining 3.5%-3.75% range, potential net interest margin compression from asset-liability repricing mismatches

Management Discussion & Analysis

• • Revenue: Net interest income $297.8M in 2025, up $15.4M (5.4%) YoY from $282.4M in 2024
• • Profitability: Net interest margin 3.59% in 2025 vs 3.51% in 2024; net interest spread 2.48% vs 2.14%
• • Best segment: Loans grew to $4.72B with 5.10% yield; largest contributor to net interest income growth
• • Worst segment: Service charges on deposit accounts declined by $14.8M, reducing non-interest income to $30.9M from $33.2M
• • Cash flow/capex: No explicit capex, buyback, or dividend details disclosed in provided text
• • Forward outlook: Management highlights macroeconomic uncertainty affecting credit losses; adverse scenario increases reserves by ~3% due to higher unemployment and lower GDP

What are the latest AMAL SEC filings in 2026?

Amalgamated Financial Corp. (AMAL) has filed a 10-K annual report on March 5, 2026, a 10-Q quarterly report on May 5, 2026, an 8-K current report on July 23, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did AMAL file its most recent 10-K annual report?

Amalgamated Financial Corp. (AMAL) filed its most recent 10-K annual report on March 5, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view AMAL 10-Q quarterly reports?

Amalgamated Financial Corp. (AMAL)'s most recent 10-Q quarterly report was filed on May 5, 2026. SignalX displays every AMAL 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has AMAL filed recently?

Amalgamated Financial Corp. (AMAL)'s most recent 8-K was filed on July 23, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find AMAL insider trading activity (Form 4)?

SignalX aggregates every AMAL Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does AMAL file with the SEC?

Amalgamated Financial Corp. (AMAL) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new AMAL filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Amalgamated Financial Corp. (AMAL).

What is AMAL's SEC CIK number?

Amalgamated Financial Corp. (AMAL)'s SEC CIK (Central Index Key) number is 1823608. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1823608 to look up all AMAL filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find AMAL return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from Amalgamated Financial Corp. (AMAL) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.