ABCB Ameris Bancorp

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business: Regional banking services including deposit taking, lending, and treasury management
• • Share repurchase program extended and increased to $200M authorized through October 31, 2026
• • $40.8M spent repurchasing 563,798 shares at average price $72.36 during Q4 2025
• • Total shareholder return 108% since 12/31/2020 vs 70% NYSE Composite and 53% KBW Regional Banking Index
• • No new products or segments introduced; focus on capital return and shareholder value boosting

Risk Factors

• • Cybersecurity risk oversight by Board/Enterprise Risk Committee with established reporting thresholds for incidents
• • CISO with 18+ years IT/security experience leads security program including detection, protection, and recovery from cyberattacks
• • Coordination between CISO and Business Continuity Director for incident response and business resilience planning
• • Dual defense structure: first line operates controls, second line provides oversight and monitoring of cybersecurity activities

Management Discussion & Analysis

• • Revenue: Net interest income $940.7M in 2025, up 10.3% from $853.0M in 2024; total noninterest income $271.0M, down 7.6% from $293.3M
• • Profitability: Net income $412.2M in 2025, up 14.9% from $358.7M; net interest margin 3.79% vs 3.56% in 2024; ROA 1.54% vs 1.38%, ROE 10.52% vs 10.01%
• • Best segment: Equipment finance income up 41.1% to $30.6M; Worst: Mortgage banking income down 8.4% to $147.0M
• • Capital allocation: Share repurchases $77.1M (1.16M shares); FDIC insurance expense down $5.1M to $10.4M; capex not disclosed
• • Outlook / Risks: Increased provision for credit losses $70.2M reflecting economic forecasts and loan growth; management notes sensitivity to economic scenarios for allowance estimates

What are the latest ABCB SEC filings in 2026?

Ameris Bancorp (ABCB) has filed a 10-K annual report on February 26, 2026, a 10-Q quarterly report on May 8, 2026, an 8-K current report on July 23, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did ABCB file its most recent 10-K annual report?

Ameris Bancorp (ABCB) filed its most recent 10-K annual report on February 26, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view ABCB 10-Q quarterly reports?

Ameris Bancorp (ABCB)'s most recent 10-Q quarterly report was filed on May 8, 2026. SignalX displays every ABCB 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has ABCB filed recently?

Ameris Bancorp (ABCB)'s most recent 8-K was filed on July 23, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find ABCB insider trading activity (Form 4)?

SignalX aggregates every ABCB Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does ABCB file with the SEC?

Ameris Bancorp (ABCB) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new ABCB filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Ameris Bancorp (ABCB).

What is ABCB's SEC CIK number?

Ameris Bancorp (ABCB)'s SEC CIK (Central Index Key) number is 351569. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 351569 to look up all ABCB filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find ABCB return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from Ameris Bancorp (ABCB) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.