10-Q quarterly report · filed May 8, 2026

Ameris Bancorp (ABCB) Q1 2026 10-Q Quarterly Report

Short answer

Ameris Bancorp (ABCB) filed its Q1 2026 10-Q quarterly report on May 8, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $352M (up 5.4% year over year) with net income of $110M.

Q1 2026 key financials · XBRL

Revenue
$352M
+5.4% YoY
Net income
$110M
+25.7% YoY
EPS (diluted)
$1.63
+28.3% YoY

Source: XBRL data from the Ameris Bancorp (ABCB) Q1 2026 10-Q on SEC EDGAR. USD.

Ameris Bancorp Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $110.5M vs $87.9M YoY; ROAA 1.62% vs 1.36%, ROAE 10.91% vs 9.39%
  • Net interest income $245.4M vs $222.8M; margin 3.88% vs 3.73% YoY
  • Banking strongest segment: net income $88.5M vs $65.8M; retail mortgage weakest: $10.9M vs $12.9M
  • Provision for credit losses $16.6M vs $21.9M; net charge-offs 0.21% vs 0.18%
  • Loan balances $21.83B vs $21.51B; headwinds included updated economic forecasts and higher office-portfolio qualitative factors

Risk Factors

  • No risk-factors section provided; supplied text covers share repurchases, defaults, disclosures, and exhibits
  • Repurchase authorization: $200 million available through October 31, 2026
  • Repurchase activity: 1,055,660 shares acquired at average $79.13 during the quarter
  • Regulatory constraint: Repurchases subject to securities laws and regulatory limitations
  • Capital allocation exposure: $115.7 million spent under the October 20, 2025 renewal as of March 31, 2026

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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