Short answer
Ameris Bancorp (ABCB) filed its Q2 2026 10-Q quarterly report on Aug 7, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $366M (up 5.2% year over year) with net income of $51M.
Q2 2026 key financials · XBRL
- Revenue
- $366M
- +5.2% YoY · +3.9% QoQ
- Net income
- $51M
- −53.2% YoY · −53.4% QoQ
- EPS (diluted)
- $0.77
- −51.9% YoY · −52.8% QoQ
Source: XBRL data from the Ameris Bancorp (ABCB) Q2 2026 10-Q on SEC EDGAR. USD.
Ameris Bancorp Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net income $51.4M vs $109.8M YoY, down 53.2%; ROA 0.73% vs 1.65%
- Net interest margin 3.88% vs 3.77%; net interest income $253.4M vs $232.7M
- Best segment Banking net income $24.9M; worst Retail Mortgage $12.9M vs $15.6M YoY
- Provision for credit losses $17.3M vs $2.8M; net charge-offs 0.20% vs 0.14%
- Litigation accrual $82.5M; mortgage production $1.15B vs $1.27B and pipeline $609.3M vs $719.1M
Risk Factors
- No risk-factors section provided; submitted text covers equity repurchases, defaults, disclosures, exhibits, and signatures
- Repurchase authorization through October 31, 2026, with $65.4 million remaining
- Regulatory risk: repurchases subject to applicable securities laws and regulatory limitations
- Market risk: repurchase timing and volume depend on share price and market conditions
- Capital allocation risk: $134.6 million spent repurchasing 1,740,798 shares under the renewed program
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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