Short answer
Ameris Bancorp (ABCB) filed an 8-K current report with the SEC on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Q2 2026 unaudited financial results released for quarter ended June 30, 2026.
Ameris Bancorp 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Q2 2026 unaudited financial results released for quarter ended June 30, 2026
- Full operating results and key metrics available in Exhibit 99.1 press release
- Results announcement provides investors the latest quarterly performance update for Ameris Bancorp
Item 7.01 · Regulation FD Disclosure
- Investor presentation covering Ameris Bancorp earnings scheduled for July 24, 2026 at 9:00 a.m. Eastern
- Exhibit 99.2 provides the presentation materials for investor review
- Materials also available through Ameris Bancorp’s Investor Relations website
Item EX-99.1 · Exhibit EX-99.1
- Q2 2026 adjusted EPS $1.60, broadly stable year over year despite $82.5M litigation accrual
- GAAP net income fell to $51.4M from $109.8M, making litigation resolution the key earnings overhang
- Core operating trends remained favorable: NIM 3.88%, earning assets growth 8.5% annualized, loan growth 6.4%
- Funding quality improved, with noninterest-bearing deposits reaching 30.0% of total deposits
- Credit remained controlled, with net charge-offs at 0.20% and nonperforming assets at 0.47% of total assets
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