8-K current report · filed Apr 23, 2026

Ameris Bancorp (ABCB) 8-K Current Report: April 23, 2026

Item 2.02Item 7.01Item EX-99.1ABCB overview

Short answer

Ameris Bancorp (ABCB) filed an 8-K current report with the SEC on April 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Q1 2026 unaudited financial results released for quarter ended March 31, 2026.

Ameris Bancorp 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q1 2026 unaudited financial results released for quarter ended March 31, 2026
  • Results press release issued April 23, 2026
  • Exhibit 99.1 contains the substantive financial figures and management commentary

Item 7.01 · Regulation FD Disclosure

  • Investor presentation tied to earnings teleconference scheduled for April 24, 2026 at 9:00 a.m. Eastern
  • Exhibit 99.2 provides management’s earnings commentary and presentation materials
  • Materials available through Ameris Bancorp’s Investor Relations website

Item EX-99.1 · Exhibit EX-99.1

  • Q1 2026 net income $110.5M, or $1.63 diluted EPS, up from $87.9M and $1.27 year over year
  • Profitability improved with ROA 1.62%, tangible ROE 14.75%, and net interest margin expanding 15bps year over year to 3.88%
  • Operating leverage strengthened as efficiency ratio improved to 49.97% from 52.83% year over year
  • Balance-sheet growth remained solid: loans up $314.5M, deposits up $260.7M, and earning assets up $607.8M annualized
  • Credit trends improved, with annualized net charge-offs falling to 0.21%; buybacks totaled $74.9M, or 950,400 shares

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