ASB ASSOCIATED BANC-CORP

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business: Regional commercial bank providing lending, deposit, fiduciary, and risk management services to businesses, consumers, and municipalities
• • Segment reorganization: Private wealth moved from Corporate and Commercial Specialty to Community, Consumer, and Business segment starting Q4 2024
• • Net income $475M in 2025 up from $123M in 2024, driven by strong segment performance and reduced losses in Risk Management segment
• • Total loans grew to $31.16B in 2025 from $29.77B in 2024, with risk management losses sharply reduced from -$541M to -$157M
• • Board authorized $100M common stock repurchase program in early 2026, adding to existing repurchase authority

Risk Factors

• • Legal risk from increased regulatory scrutiny on CRE lending by federal banking agencies, given $8.4B CRE loans at 27% of total portfolio
• • Geopolitical risk from U.S. trade tariffs imposed since 2025 against Canada, Mexico, China negatively affecting customers' margins and debt servicing
• • Operational risk of cyber-attacks, including sophisticated AI-enabled fraud, threatening sensitive client data and causing potential financial loss
• • Competitive risk from alternative financing technologies disrupting traditional lending, unaddressed in text, with focus on elevated CRE lending competition
• • Financial risk from $17.0B uninsured deposits (26.5% of total), heightening liquidity risk if rapid withdrawals occur during distress

Management Discussion & Analysis

• • Revenue $1.49B total (net interest $1.2B + noninterest $286.4M), net interest income up 15% YoY (+$153.9M), noninterest income up $295.8M from -$9.4M in 2024
• • Operating margin improved: efficiency ratio 56.29% vs 67.64% in 2024; net interest margin 3.03% vs 2.78% in 2024
• • Best segment: Commercial and business loans—average loans up $892.7M (3%), commercial & industrial loans up $1.2B (from $10.6B to $11.8B)
• • Worst segment: Residential mortgage loans down due to portfolio sale, loss on mortgage portfolio sale decreased by $123.4M to $7M loss in 2025
• • Cash flow & capital: total assets up $2.2B (5%), FHLB advances up $1.4B (76%), subordinated notes matured ($243.4M), no detailed buyback/dividend capex figures disclosed
• • Forward outlook: Management notes balance sheet repositioning benefits, expects continued capital markets activity, highlights risks from macroeconomic trends, with Moody’s baseline economic forecast guiding credit loss allowance

What are the latest ASB SEC filings in 2026?

ASSOCIATED BANC-CORP (ASB) has filed a 10-K annual report on February 12, 2026, a 10-Q quarterly report on April 28, 2026, an 8-K current report on July 23, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did ASB file its most recent 10-K annual report?

ASSOCIATED BANC-CORP (ASB) filed its most recent 10-K annual report on February 12, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view ASB 10-Q quarterly reports?

ASSOCIATED BANC-CORP (ASB)'s most recent 10-Q quarterly report was filed on April 28, 2026. SignalX displays every ASB 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has ASB filed recently?

ASSOCIATED BANC-CORP (ASB)'s most recent 8-K was filed on July 23, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find ASB insider trading activity (Form 4)?

SignalX aggregates every ASB Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does ASB file with the SEC?

ASSOCIATED BANC-CORP (ASB) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new ASB filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for ASSOCIATED BANC-CORP (ASB).

What is ASB's SEC CIK number?

ASSOCIATED BANC-CORP (ASB)'s SEC CIK (Central Index Key) number is 7789. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 7789 to look up all ASB filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find ASB return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from ASSOCIATED BANC-CORP (ASB) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.