RJF at a glance
Raymond James Financial (RJF, SEC CIK 720005) filed its latest 10-K annual report on November 25, 2025, a 10-Q quarterly report on August 5, 2026, an 8-K current report on September 23, 2026 and Form 4 insider filings as recently as August 31, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended September 30, 2025 (FY2025), Raymond James Financial (RJF) reported revenue of $15.9 billion (up 6.6% from FY2024) and net income of $2.1 billion. Diluted EPS was $10.30.
- As of June 30, 2026, 42 institutional investment managers tracked by SignalX reported holding Raymond James Financial (RJF) shares worth $10.8 billion in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Allaire Bella Loykhter on August 28, 2026 of 7,500 shares at $177.60 per share.
- In the last 90 days, RJF insiders reported 0 open-market purchases ($0) and 3 open-market sales ($4.1M) on Form 4, a net sale of $4.1M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $15.9B
- +6.6% vs prior year
- Insiders · 90 days
- 0 buys · 3 sells
- Net −$4.1M
- 13F holders
- 42 funds
- $10.8B · +2 vs prior quarter
- Latest 8-K
- Sep 23, 2026
- Item 7.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Sep 30, 2025
Business Overview
- Core business: diversified financial services including capital markets, banking, and wealth management
- Legal/regulatory focus: ongoing SEC inquiry since Aug 2024 into cash sweep program practices; consolidated class action lawsuits with one dismissal
- Regulatory updates: SEC amended rules on central clearing and net capital reserve requirements with extended compliance dates to 2026-2027
- Risk sensitivity: allowance for credit losses on bank loans could increase by $170M under downside economic scenario, showing heightened credit risk exposure
- Unusual fact: implementation of new U.S. tax law provisions (One Big Beautiful Bill Act) restoring bonus depreciation and affecting R&D expensing, effective FY2025
Management Discussion & Analysis
- Net interest income in banking operations $1.846B at 0 bps, up to $1.898B (+3%) at +200 bps, down to $1.661B (-10%) at -200 bps
- Available-for-sale securities portfolio fair value $6.89B, yield 2.25%, effective duration 3.44 (% price change per 100 bps rate change)
- Loans held for sale and investment total $52.0B; largest segment SBL $19.8B representing 38% of total loans
- Net loan charge-offs $41M (0.08% of avg. loans) down from $62M (0.14%) prior year; C&I loans worst at $29M (0.28%), residential mortgage best at $1M (0.01%)
- Nonperforming loans $186M (0.36% of loans), allowance for credit losses 243% of nonperforming loans; stable credit metrics with ongoing risk monitoring
- No direct revenue or profit figures disclosed; focus on interest rate sensitivity, credit risk, and portfolio composition for risk management
- No explicit cash flow, capital allocation, buybacks, dividends, or forward guidance disclosed in provided text
Risk Factors
- Model risk from valuation inaccuracies impacting financial loss or regulatory reporting due to incorrect model use or outputs
- Compliance risk of sanctions and reputational damage from failure to comply with applicable laws and regulatory requirements
- Centralized Model Risk Management function independently validates and monitors model integrity, reporting issues to Board Risk Committee
- Compliance framework includes firmwide risk assessments, monitoring, training, and Board reporting to mitigate regulatory breaches
AI summary of the RJF 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Total liabilities $81.45B, up $5.7B or 8% from September 30, 2025
- Cash and equivalents $9.98B, down $1.41B from September 30, 2025
- Cash deployment: bank-loan investments, share repurchases, acquisitions, advisor loans, and dividends
- Capital deployment: Clark Capital and GreensLedge acquisitions, common-stock repurchases, and dividends
- Liquidity: $9.5B immediate FHLB capacity and $18.0B Federal Reserve capacity at June 30, 2026
Risk Factors
- No risk factors provided in the submitted excerpt
- Share-repurchase authorization increased to $2 billion in December 2025
- No unregistered securities sales during the nine months ended June 30, 2026
- No director or officer trading-plan adoptions or terminations during the quarter
AI summary of the RJF 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item EX-99.1: Item EX-99.1
- August 2026 client assets under administration reached $1.97T, up 16% year-over-year and 2% sequentially
- Fee-based Private Client Group assets rose 21% year-over-year to $1.18T, supporting recurring revenue growth
Item 7.01: Regulation FD Disclosure
- August 2026 operating data released through Exhibit 99.1
- Monthly operating metrics provide an interim read on Raymond James’ performance before quarterly results
Item 5.02: Departure/Appointment of Directors or Principal Officers
- William W. Weatherford appointed independent director effective December 15, 2026
- Addition expands Board from 12 to 13 directors
Item 7.01: Regulation FD Disclosure
- Quarterly common-stock dividend of $0.54 per share declared
- Payable October 15, 2026 to shareholders of record October 1, 2026
Item EX-99.1: Item EX-99.1
- Will Weatherford joins RJF’s Board effective December 15, 2026
- Audit and Risk Committee assignments increase oversight relevance for financial reporting and risk management
Item 7.01: Regulation FD Disclosure
- July 2026 operating data released through Exhibit 99.1
- Monthly operating update provides investors with interim performance indicators ahead of quarterly results
Item EX-99.1: Item EX-99.1
- Client assets under administration reached record $1,927.7B, up 17% year-over-year, supporting fee and advisory revenue growth
- Private Client Group fee-based assets rose 21% to $1,155.1B, indicating continued client migration toward recurring-fee products
AI summaries of RJF 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for RJF
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- Fund moves. Which tracked funds opened, added or cut RJF, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Allaire Bella Loykhter | Sell | Aug 28, 2026 | 7,500 | $177.60 |
| Helal Tarek | G | Aug 20, 2026 | 23,397 | - |
| Helal Tarek | G | Aug 20, 2026 | 23,397 | - |
| Curtis Scott A | G | Aug 18, 2026 | 1,000 | - |
| Elwyn Tashtego S | Sell | Jul 28, 2026 | 10,000 | $176.06 |
| Raney Steven M | Sell | Jul 27, 2026 | 5,770 | $172.97 |
| Allaire Bella Loykhter | Sell | Mar 19, 2026 | 29,551 | $142.34 |
| Aisenbrey Christopher S | F | Feb 28, 2026 | 132 | $153.08 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $13.0B | $14.9B | $15.9B |
| Net Income | $1.7B | $2.1B | $2.1B |
| Net Margin | 13.4% | 13.9% | 13.4% |
| Balance Sheet | |||
| Total Assets | $78.4B | $83.0B | $88.2B |
| Equity | $10.2B | $11.7B | $12.5B |
| ROE | 17.0% | 17.7% | 17.1% |
| Per Share | |||
| EPS | - | $9.70 | $10.30 |
| Cash Flow | |||
| Operating CF | -$3.5B | $2.2B | $2.4B |
| CapEx | $173.0M | $205.0M | $188.0M |
Source: XBRL data in Raymond James Financial (RJF)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate RJF share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 42 | $10.83B |
| Q1 2026 | 40 | $10.63B |
| Q4 2025 | 40 | $12.18B |
| Q3 2025 | 40 | $14.51B |
| Q2 2025 | 37 | $11.79B |
| Q1 2025 | 36 | $8.48B |
| Q4 2024 | 30 | $7.75B |
| Q3 2024 | 26 | $2.52B |
- Goldman Sachs Group+595.4K (+39%)
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- D.E. Shaw & Co+198.0K (+140%)
- JPMorgan Chase & Co−1.76M (-39%)
- FMR LLC (Fidelity)−1.44M (-25%)
- Franklin Resources−679.7K (-46%)
- Vanguard Portfolio Management LLC−162.2K (-2%)
- Vanguard Capital Management LLC−121.0K (-1%)
Source: 13F-HR filings on SEC EDGAR (aggregated from 291 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
RJF filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Sep 23, 2026 | - | Analysis | - |
| 8-K | Sep 1, 2026 | - | Analysis | - |
| 4 | Aug 31, 2026 | - | - | - |
| 4 | Aug 27, 2026 | - | - | - |
| 4 | Aug 20, 2026 | - | - | - |
| 8-K | Aug 19, 2026 | - | Analysis | - |
| 13F-HR | Aug 14, 2026 | Jun 30, 2026 | - | |
| 10-Q | Aug 5, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Jul 29, 2026 | - | - | - |
| 4 | Jul 28, 2026 | - | - | - |
| 8-K | Jul 22, 2026 | - | Analysis | - |
| 8-K | Jun 24, 2026 | - | Analysis | - |
| 8-K | May 27, 2026 | - | Analysis | |
| 8-K | May 20, 2026 | - | Analysis | |
| 8-K | May 19, 2026 | - | Analysis | |
| 13F-HR | May 14, 2026 | Mar 31, 2026 | - | |
| 10-Q | May 6, 2026 | Mar 31, 2026 | Analysis | |
| SC 13G | Apr 30, 2026 | - | - | |
| 8-K | Apr 22, 2026 | - | Analysis | - |
| 8-K | Mar 25, 2026 | - | - | - |
| 4 | Mar 20, 2026 | - | - | - |
| 4 | Mar 3, 2026 | - | - | - |
| 4 | Feb 25, 2026 | - | - | - |
| 4 | Feb 23, 2026 | - | - | - |
| 8-K | Feb 23, 2026 | - | Analysis | - |
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RJF SEC filings: frequently asked questions
Are RJF insiders buying or selling?
In the last 90 days, Raymond James Financial (RJF) officers, directors and 10% owners reported no open-market purchases and 3 open-market sales worth $4.1 million by 3 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold RJF stock?
As of June 30, 2026, the largest Raymond James Financial (RJF) holders among the 13F filers tracked by SignalX were BlackRock ($2.2 billion), Vanguard Capital Management LLC ($1.7 billion), Vanguard Portfolio Management LLC ($1.4 billion), State Street Corp ($1.2 billion), FMR LLC (Fidelity) ($669.7 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was RJF's revenue in fiscal year 2025?
For the fiscal year ended September 30, 2025 (FY2025), Raymond James Financial (RJF) reported revenue of $15.9 billion (up 6.6% from FY2024) and net income of $2.1 billion. Diluted EPS was $10.30. The figures come from the XBRL data in the 10-K.
What are the main risks in RJF's latest 10-K?
In the 10-K filed November 25, 2025, Raymond James Financial (RJF) flagged: Model risk from valuation inaccuracies impacting financial loss or regulatory reporting due to incorrect model use or outputs. Compliance risk of sanctions and reputational damage from failure to comply with applicable laws and regulatory requirements. (AI summary of the Risk Factors section.)
What did RJF report in its latest 8-K?
Raymond James Financial (RJF) filed an 8-K on September 23, 2026 reporting Item 7.01 (Regulation FD Disclosure). August 2026 client assets under administration reached $1.97T, up 16% year-over-year and 2% sequentially.
What are the latest RJF SEC filings?
Raymond James Financial (RJF) filed its latest 10-K annual report on November 25, 2025, a 10-Q quarterly report on August 5, 2026, an 8-K current report on September 23, 2026 and a Form 4 insider filing on August 31, 2026.
What is RJF's SEC CIK number?
Raymond James Financial (RJF)'s SEC Central Index Key (CIK) is 720005. EDGAR lists every RJF filing under that number.
Ask anything about RJF
The research agent reads RJF's filings, financials, insider trades and 13F holders, then answers with sources.