Short answer
Raymond James Financial (RJF) filed its Q4 2025 10-Q quarterly report on Feb 6, 2026 for the quarter ended Dec 31, 2025. Quarterly revenue was $4.2B (up 3.5% year over year) with net income of $563M.
Q4 2025 key financials · XBRL
- Revenue
- $4.2B
- +3.5% YoY
- Net income
- $563M
- −6.2% YoY
- EPS (diluted)
- $2.79
- −2.4% YoY
Source: XBRL data from the Raymond James Financial (RJF) Q4 2025 10-Q on SEC EDGAR. USD.
Raymond James Financial Q4 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Delinquent residential mortgage loans $10M vs $13M Sept 30, 2025, delinquency ratio 0.09% vs 0.13% prior quarter, well below national average 1.86%
- Adjustable rate mortgages $3.09B Dec 31, 2025, 29% of portfolio, up slightly from $3.04B Sept 30, 2025, weighted-average 5 years before amortization
- Corporate bank loans diversified: top industry C&I 9% loan funds, 5% subscription lines; CRE 11% multi-family, 9% industrial warehouse, 5% office real estate
- Credit risk actively managed with collateral monitoring, third-party servicing, geographic diversification across top states with concentration risk noted (CA 21%, FL 18%)
- No updated financial guidance or explicit near-term outlook included in provided text
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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