ONB OLD NATIONAL BANCORP /IN/

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model: Regional banking with services in lending, deposits, and wealth management
• • No new products or segments introduced; continued emphasis on regulatory compliance and risk management
• • Strategic focus shift toward strengthening compliance programs amid increasing regulatory enforcement risks
• • Regulatory capital requirements highlighted; risk of raising capital or asset sales if ratios decline
• • Noteworthy emphasis on heightened legal, regulatory, and tax risks with growing scrutiny on anti-money laundering and tax positions

Risk Factors

• • Regulatory risk under Federal Reserve oversight impacting net interest income management and dividend restrictions, including limit of $803.3 million dividends without approval
• • Macroeconomic risk from national unemployment rate influencing credit loss allowance estimates and loan portfolio credit losses
• • Operational risk of cybersecurity breaches threatening sensitive client and company information despite internal controls and monitoring
• • Competitive risk from market interest rate changes affecting loan and deposit repricing against peer banks and alternative financing options
• • Financial risk from $9.66 billion time deposits maturing in 2026 exposing liquidity and funding cost pressures

Management Discussion & Analysis

• • Revenue: Net interest income $2.06B in 2025 vs $1.53B in 2024, up $530.9M (34.7%), driven by Bremer acquisition and loan growth
• • Profitability: Net interest margin steady at 3.54% in 2025 vs 3.31% in 2024 (taxable equivalent basis); cost of interest-bearing liabilities down 29bps to 2.69%
• • Best segment: Commercial and commercial real estate loans grew by $10.4B to $37.0B, largest earning asset component (57% of earning assets)
• • Worst segment: Provision for credit losses increased 78.7% to $197.7M in 2025 due to credit migration and Bremer-acquired allowances
• • Capital allocation: Noninterest expense $1.49B up 35.7% including $140.9M merger costs; allowance for credit losses up 45.1% to $569.5M; no direct dividend or buyback data in excerpt
• • Outlook/Risks: Management highlights volatility in provision expenses due to CECL model assumptions and macroeconomic factors; loan growth and recoveries may affect future provisions

What are the latest ONB SEC filings in 2026?

OLD NATIONAL BANCORP /IN/ (ONB) has filed a 10-K annual report on February 19, 2026, a 10-Q quarterly report on April 29, 2026, an 8-K current report on August 5, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did ONB file its most recent 10-K annual report?

OLD NATIONAL BANCORP /IN/ (ONB) filed its most recent 10-K annual report on February 19, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view ONB 10-Q quarterly reports?

OLD NATIONAL BANCORP /IN/ (ONB)'s most recent 10-Q quarterly report was filed on April 29, 2026. SignalX displays every ONB 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has ONB filed recently?

OLD NATIONAL BANCORP /IN/ (ONB)'s most recent 8-K was filed on August 5, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find ONB insider trading activity (Form 4)?

SignalX aggregates every ONB Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does ONB file with the SEC?

OLD NATIONAL BANCORP /IN/ (ONB) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new ONB filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for OLD NATIONAL BANCORP /IN/ (ONB).

What is ONB's SEC CIK number?

OLD NATIONAL BANCORP /IN/ (ONB)'s SEC CIK (Central Index Key) number is 707179. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 707179 to look up all ONB filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find ONB return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from OLD NATIONAL BANCORP /IN/ (ONB) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.