10-Q quarterly report · filed Jul 29, 2026

OLD NATIONAL BANCORP /IN/ (ONB) Q2 2026 10-Q Quarterly Report

Short answer

OLD NATIONAL BANCORP /IN/ (ONB) filed its Q2 2026 10-Q quarterly report on Jul 29, 2026 for the quarter ended Jun 30, 2026.

OLD NATIONAL BANCORP /IN/ Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Revenue $732.6M, up 13.3% YoY, comprising net interest income $579.0M and noninterest income $153.6M
  • Net interest margin 3.54% vs 3.53% YoY, efficiency ratio 47.04% vs 55.80%
  • Net income $249.4M, up 105.5% YoY; return on average common equity 12.07% vs 6.74%
  • Commercial loan balances $15.8B, strongest growth; consumer loan yield 6.57% vs commercial real estate 6.12%
  • Deposits $56.1B and loans $50.8B at quarter-end; Federal Funds Rate 3.50%-3.75% vs 4.33% prior-year rate range endpoint

Risk Factors

  • No material changes from 2025 Form 10-K risk factors
  • Carried-forward risks remain unchanged, with no newly triggered risk identified
  • Current-quarter filing provides no updated regulatory, operational, competitive, or market risk details
  • Financial risk disclosures remain unchanged from the 2025 Form 10-K

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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