1ST SOURCE CORP (SRCE) FY2025 10-K Annual Report
1ST SOURCE CORP (SRCE) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 17, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.
1ST SOURCE CORP FY2025 10-K Analysis
Business Overview
- • Core business: regional bank holding company offering commercial, consumer, trust, insurance and specialty finance through 93 locations in IN, MI, FL, and 15 Specialty Finance nationwide
- • Emphasized expansion in renewable energy financing for solar projects, focusing on Northeast and Midwest, loan sizes 5-20 MW
Management Discussion & Analysis
- • No revenue or profitability data disclosed in MD&A section provided
- • No segment performance details available in the text provided
Risk Factors
- • Regulatory risk: Increased allowance for credit losses affected by Economic forecasts amid inflation above policy targets and restrictive interest rates
- • Macroeconomic threat: Exposure to softening labor market and geopolitical uncertainty impacting credit loss estimates using two-year forecast horizon
1ST SOURCE CORP FY2025 Key Financial MetricsXBRL
Revenue
$514M
▲ +6.3% YoY
Net Income
$158M
▲ +19.3% YoY
Net Margin
30.8%
▲ +337bp YoY
ROE
12.4%
▲ +48bp YoY
Total Assets
$9.1B
▲ +1.4% YoY
EPS (Diluted)
$6.41
▲ +19.6% YoY
Operating Cash Flow
$223M
▲ +15.1% YoY
Source: XBRL data from 1ST SOURCE CORP FY2025 10-K filing on SEC EDGAR. All figures in USD.
Get deeper insights on 1ST SOURCE CORP
Access full AI analysis, insider trading data, fund holdings, and cross-signal detection on SignalX.