WRLD at a glance
WORLD ACCEPTANCE CORP (WRLD, SEC CIK 108385) filed its latest 10-K annual report on June 4, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on September 21, 2026 and Form 4 insider filings as recently as September 25, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended March 31, 2026 (FY2026), WORLD ACCEPTANCE CORP (WRLD) reported revenue of $585.2 million (up 3.6% from FY2025) and net income of $34.6 million. Diluted EPS was $6.88.
- As of June 30, 2026, 29 institutional investment managers tracked by SignalX reported holding WORLD ACCEPTANCE CORP (WRLD) shares worth $374.7 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Prescott General Partners LLC on August 14, 2026 of 42,091 shares at $187.69 per share.
- In the last 90 days, WRLD insiders reported 0 open-market purchases ($0) and 8 open-market sales ($26.0M) on Form 4, a net sale of $26.0M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2026
- $585.2M
- +3.6% vs prior year
- Insiders · 90 days
- 0 buys · 8 sells
- Net −$26.0M
- 13F holders
- 29 funds
- $374.7M · −1 vs prior quarter
- Latest 8-K
- Sep 21, 2026
- Item 5.02
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Revenue $139.2M, up 4.8% YoY from $132.8M
- Operating margin 13.9% vs 9.0% YoY
- Net income $6.1M, up 285.4% from $1.6M
- Net charge-offs $43.3M, down from $44.8M; annualized rate 18.2% vs 19.4%
- Operating cash flow $64.4M; debt $572.8M and debt-to-equity 1.6:1 at quarter-end
- New-customer loan volume down 40.1%; management expects to carefully increase lending in coming quarters
Risk Factors
- No risk-factor section provided; supplied text covers quarterly disclosures and exhibits rather than Item 1A
- Share-repurchase capacity $10.0 million as of June 30, 2026, subject to credit-agreement restrictions
- Credit-agreement amendment included a May 22, 2026 consent and limited modification to the fixed-charge ratio
- June 29, 2026 accordion increase expanded revolving-credit capacity, with amount not stated in provided text
- Repurchase program may be suspended or discontinued based on stock price, available funds, and regulatory requirements
AI summary of the WRLD 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 5.02: Departure/Appointment of Directors or Principal Officers
- John L. Calmes Jr. appointed CEO effective September 21, 2026, succeeding operational leadership under J. Tobin Turner
- Calmes brings internal continuity after serving as CFO and strategy chief since 2013
Item 5.07: Submission of Matters to a Vote of Security Holders
- Shareholders elected all six director nominees, supporting board continuity through the next annual meeting
- Executive compensation approved 80.1% of non-broker votes, though 708,462 votes opposed
Item 8.01: Other Events
- $50.0 million share repurchase authorization approved August 13, 2026
- Authorization includes any remaining capacity from prior repurchase programs
AI summaries of WRLD 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for WRLD
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Calmes John L Jr | A | Sep 24, 2026 | 1,960 | - |
| Prescott General Partners LLC | Sell | Aug 14, 2026 | 42,091 | $187.69 |
| Prescott General Partners LLC | Sell | Aug 14, 2026 | 7,992 | $187.69 |
| Prescott General Partners LLC | Sell | Aug 14, 2026 | 72,460 | $187.69 |
| Prescott General Partners LLC | Sell | Aug 14, 2026 | 10,656 | $187.69 |
| Childers Jason E. | Sell | Aug 12, 2026 | 2,000 | $190.74 |
| Robinson Benjamin E III | Sell | Aug 10, 2026 | 90 | $187.26 |
| McIntyre Scott | Sell | Aug 3, 2026 | 1,300 | $185.00 |
Financial SummaryXBRL
| Metric | FY2024 | FY2025 | FY2026 |
|---|---|---|---|
| Profitability | |||
| Revenue | $573.2M | $564.8M | $585.2M |
| Net Income | $77.3M | $89.7M | $34.6M |
| Net Margin | 13.5% | 15.9% | 5.9% |
| Balance Sheet | |||
| Total Assets | $1.1B | $1.0B | $1.1B |
| Equity | $424.4M | $439.5M | $351.0M |
| ROE | 18.2% | 20.4% | 9.9% |
| Per Share | |||
| EPS | - | $16.30 | $6.88 |
| Cash Flow | |||
| Operating CF | $265.8M | $254.2M | $259.4M |
| CapEx | $5.9M | $3.7M | $3.9M |
Source: XBRL data in WORLD ACCEPTANCE CORP (WRLD)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate WRLD share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 29 | $374.7M |
| Q1 2026 | 30 | $222.4M |
| Q4 2025 | 25 | $225.4M |
| Q3 2025 | 28 | $272.5M |
| Q2 2025 | 28 | $275.5M |
| Q1 2025 | 25 | $155.5M |
| Q4 2024 | 20 | $116.9M |
| Q3 2024 | 19 | $83.9M |
- JPMorgan Chase & Co+72.4K (+290%)
- Citadel Advisors LLC+54.3K (+935%)
- AQR Capital Management+46.3K (+30%)
- Goldman Sachs Group+5.6K (+18%)
- D.E. Shaw & Co+3.4K (+18%)
- Millennium Management−47.1K (-51%)
- Vanguard Portfolio Management LLC−45.1K (-44%)
- Morgan Stanley−13.1K (-29%)
- State Street Corp−12.0K (-10%)
- Two Sigma Investments−11.8K (-31%)
- Franklin Resources−3.4K
Source: 13F-HR filings on SEC EDGAR (aggregated from 204 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
WRLD filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 25, 2026 | - | - | - |
| 8-K | Sep 21, 2026 | - | Analysis | - |
| 8-K | Aug 19, 2026 | - | Analysis | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 13, 2026 | - | - | - |
| 8-K | Aug 13, 2026 | - | Analysis | - |
| 4 | Aug 11, 2026 | - | - | - |
| 10-Q | Aug 6, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Aug 4, 2026 | - | - | - |
| 4 | Jul 31, 2026 | - | - | - |
| 8-K | Jul 24, 2026 | - | Analysis | - |
| 4 | Jul 7, 2026 | - | - | - |
| 4 | Jul 1, 2026 | - | - | - |
| 4 | Jul 1, 2026 | - | - | - |
| 8-K | Jul 1, 2026 | - | Analysis | - |
| 4 | Jun 29, 2026 | - | - | - |
| 4 | Jun 16, 2026 | - | - | - |
| 4 | Jun 15, 2026 | - | - | - |
| 4 | Jun 5, 2026 | - | - | |
| 8-K | Jun 4, 2026 | - | Analysis | |
| 10-K | Jun 4, 2026 | Mar 31, 2026 | - | |
| 8-K | May 26, 2026 | - | Analysis | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 14, 2026 | - | - | |
| 4 | May 1, 2026 | - | - | - |
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WRLD SEC filings: frequently asked questions
Are WRLD insiders buying or selling?
In the last 90 days, WORLD ACCEPTANCE CORP (WRLD) officers, directors and 10% owners reported no open-market purchases and 8 open-market sales worth $26.0 million by 5 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold WRLD stock?
As of June 30, 2026, the largest WORLD ACCEPTANCE CORP (WRLD) holders among the 13F filers tracked by SignalX were BlackRock ($100.1 million), Dimensional Fund Advisors ($49.9 million), AQR Capital Management ($45.0 million), Vanguard Capital Management LLC ($25.0 million), State Street Corp ($23.8 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was WRLD's revenue in fiscal year 2026?
For the fiscal year ended March 31, 2026 (FY2026), WORLD ACCEPTANCE CORP (WRLD) reported revenue of $585.2 million (up 3.6% from FY2025) and net income of $34.6 million. Diluted EPS was $6.88. The figures come from the XBRL data in the 10-K.
What did WRLD report in its latest 8-K?
WORLD ACCEPTANCE CORP (WRLD) filed an 8-K on September 21, 2026 reporting Item 5.02 (Departure/Appointment of Directors or Principal Officers). John L. Calmes Jr. appointed CEO effective September 21, 2026, succeeding operational leadership under J. Tobin Turner.
What are the latest WRLD SEC filings?
WORLD ACCEPTANCE CORP (WRLD) filed its latest 10-K annual report on June 4, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on September 21, 2026 and a Form 4 insider filing on September 25, 2026.
What is WRLD's SEC CIK number?
WORLD ACCEPTANCE CORP (WRLD)'s SEC Central Index Key (CIK) is 108385. EDGAR lists every WRLD filing under that number.
Ask anything about WRLD
The research agent reads WRLD's filings, financials, insider trades and 13F holders, then answers with sources.