ATLC at a glance
Atlanticus Holdings Corp (ATLC, SEC CIK 1464343) filed its latest 10-K annual report on March 12, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on October 6, 2026 and Form 4 insider filings as recently as August 17, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Atlanticus Holdings Corp (ATLC) reported revenue of $2.0 billion (up 50.1% from FY2024) and net income of $122.2 million. Diluted EPS was $5.96.
- As of June 30, 2026, 29 institutional investment managers tracked by SignalX reported holding Atlanticus Holdings Corp (ATLC) shares worth $174.7 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by HANNA FRANK J III on July 1, 2026 of 15,676 shares at $104.26 per share.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $2.0B
- +50.1% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 29 funds
- $174.7M · +4 vs prior quarter
- Latest 8-K
- Sep 17, 2026
- Item 8.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- CaaS products: Fortiva, Curae, Aspire, Imagine, and Mercury credit-card programs
- Servicing history exceeding $53 billion in consumer loans over 30 years
- Mercury acquisition completed September 11, 2025, adding a top-25 credit-card program
- Regulatory changes and elevated lower-credit-score loss rates as operating headwinds
Risk Factors
- Mercury acquisition integration risk, including migration of cardholder data to Atlanticus’s system of record
- Managed receivables concentration, with five retail partners representing 85% of private-label credit receivables
- Interest-rate-cap exposure from proposed 10% credit-card cap and 2026 bills targeting broader consumer-credit caps
- Funding risk from finite-duration financing facilities requiring extension or replacement
- Subprime credit exposure, with managed private-label and general-purpose receivables reaching $6,891.2 million at June 30, 2026
AI summary of the ATLC 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 8.01: Other Events
- Completed sale of CAR Auto Finance operations to an unaffiliated third party
- Divestiture marks a strategic change in Atlanticus’s auto-finance business exposure
Item 5.07: Submission of Matters to a Vote of Security Holders
- Seven director nominees elected for terms expiring at the 2027 Annual Meeting
- All nominees received at least 7,826,920 votes for, indicating overwhelming shareholder approval
AI summaries of ATLC 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for ATLC
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Saunders Mitchell | G | Aug 14, 2026 | 1,500 | - |
| HANNA FRANK J III | Sell | Jul 1, 2026 | 15,676 | $104.26 |
| HANNA DAVID G | Sell | Jul 1, 2026 | 15,676 | $104.26 |
| McCamey William | Sell | Jun 30, 2026 | 10,000 | $103.01 |
| HANNA DAVID G | Sell | Jun 30, 2026 | 8,319 | $103.08 |
| Howard Jeffrey A. | Sell | Jun 30, 2026 | 10,000 | $103.01 |
| HANNA FRANK J III | Sell | Jun 30, 2026 | 8,319 | $103.08 |
| Saunders Mitchell | Sell | Jun 29, 2026 | 10,000 | $102.20 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|
| Profitability | ||||
| Revenue | $1.2B | $1.3B | $2.0B | |
| Net Income | $102.8M | $111.3M | $122.2M | |
| Net Margin | 8.9% | 8.5% | 6.2% | |
| Balance Sheet | ||||
| Total Assets | $2.7B | $3.3B | $7.6B | |
| Equity | $394.7M | $492.9M | $608.7M | |
| ROE | 26.1% | 22.6% | 20.1% | |
| Per Share | ||||
| EPS | $4.24 | $4.77 | $5.96 | |
| Cash Flow | ||||
| Operating CF | $459.3M | $469.4M | $638.0M | |
Source: XBRL data in Atlanticus Holdings Corp (ATLC)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate ATLC share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 29 | $174.7M |
| Q1 2026 | 25 | $92.2M |
| Q4 2025 | 23 | $122.4M |
| Q3 2025 | 24 | $114.2M |
| Q2 2025 | 23 | $98.6M |
| Q1 2025 | 17 | $64.6M |
| Q4 2024 | 13 | $69.0M |
| Q3 2024 | 9 | $32.3M |
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Source: 13F-HR filings on SEC EDGAR (aggregated from 163 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
ATLC filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
8-K current reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Oct 6, 2026 | - | - | - |
| 8-K | Sep 17, 2026 | - | Analysis | - |
| 4 | Aug 17, 2026 | - | - | - |
| 10-Q | Aug 6, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Jul 8, 2026 | - | - | - |
| 4 | Jul 7, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jul 1, 2026 | - | - | - |
| 4 | Jul 1, 2026 | - | - | - |
| 4 | Jul 1, 2026 | - | - | - |
| 4 | Jun 26, 2026 | - | - | - |
| 4 | Jun 26, 2026 | - | - | - |
| 4 | Jun 16, 2026 | - | - | - |
| 4 | Jun 16, 2026 | - | - | - |
| SC 13G | May 15, 2026 | - | - | |
| 8-K | May 13, 2026 | - | Analysis | |
| 10-Q | May 7, 2026 | Mar 31, 2026 | Analysis | |
| 4 | Mar 23, 2026 | - | - | - |
| 4 | Mar 23, 2026 | - | - | - |
| 4 | Mar 23, 2026 | - | - | - |
| 4 | Mar 17, 2026 | - | - | - |
| 10-K | Mar 12, 2026 | Dec 31, 2025 | - | |
| 4 | Mar 10, 2026 | - | - | - |
| 4 | Mar 10, 2026 | - | - | - |
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ATLC SEC filings: frequently asked questions
Which institutions hold ATLC stock?
As of June 30, 2026, the largest Atlanticus Holdings Corp (ATLC) holders among the 13F filers tracked by SignalX were Dimensional Fund Advisors ($46.5 million), BlackRock ($43.5 million), Vanguard Capital Management LLC ($24.1 million), State Street Corp ($12.1 million), Renaissance Technologies LLC ($9.4 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was ATLC's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Atlanticus Holdings Corp (ATLC) reported revenue of $2.0 billion (up 50.1% from FY2024) and net income of $122.2 million. Diluted EPS was $5.96. The figures come from the XBRL data in the 10-K.
What did ATLC report in its latest 8-K?
Atlanticus Holdings Corp (ATLC) filed an 8-K on September 17, 2026 reporting Item 8.01 (Other Events). Completed sale of CAR Auto Finance operations to an unaffiliated third party.
What are the latest ATLC SEC filings?
Atlanticus Holdings Corp (ATLC) filed its latest 10-K annual report on March 12, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on October 6, 2026 and a Form 4 insider filing on August 17, 2026.
What is ATLC's SEC CIK number?
Atlanticus Holdings Corp (ATLC)'s SEC Central Index Key (CIK) is 1464343. EDGAR lists every ATLC filing under that number.
Ask anything about ATLC
The research agent reads ATLC's filings, financials, insider trades and 13F holders, then answers with sources.