LC LendingClub Corp

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model: Online lending platform connecting borrowers and investors
• • New Repurchase and Acquisition Program approved Nov 2025 to buy up to $100 million shares through Dec 2026
• • Strategic shift toward active share repurchase to enhance stockholder value amid market conditions
• • Dividend policy unchanged; no dividends planned due to regulatory restrictions and reinvestment strategy
• • Emphasis on regulatory constraints impacting dividend payments and capital return strategies

Risk Factors

• • Basel III capital ratios minimum: CET1 4.5%, Tier 1 6.0%, total risk-based 8.0%, leverage 4.0%, plus 2.5% capital conservation buffer
• • Regulatory risk from OCC and FRB as LC Bank is a nationally chartered bank subject to bank holding company supervision
• • Capital conservation buffer breach limits capital distributions, share repurchases, and discretionary bonuses
• • Exposure to potential higher capital requirements imposed by banking regulators beyond Basel III minimums
• • Capital adequacy tied to ongoing risk profile and risk tolerance monitored continuously by management

Management Discussion & Analysis

• • Total revenue $998.8M in 2025, up 27% YoY from $787.0M in 2024, driven by marketplace revenue increasing 47% to $355.9M
• • Net income $135.7M in 2025, up 164% YoY from $51.3M in 2024; operating margin improved with net revenue margin approx. 62.7% vs 52.5%
• • Best segment: Origination fees $372.8M (+32% YoY) on loan originations $9.59B (+33%); Worst segment: Servicing fees $59.0M (-9% YoY) on declining loan balances
• • Net interest income increased 17% to $625.7M; provision for credit losses $191.3M (+7%); non-interest expense $630.6M (+16%)
• • No explicit cash flow data or capital allocation detailed; management highlights improving credit performance and higher loan volumes as positive trends for outlook

What are the latest LC SEC filings in 2026?

LendingClub Corp (LC) has filed a 10-K annual report on February 12, 2026, a 10-Q quarterly report on April 30, 2026, an 8-K current report on July 27, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did LC file its most recent 10-K annual report?

LendingClub Corp (LC) filed its most recent 10-K annual report on February 12, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view LC 10-Q quarterly reports?

LendingClub Corp (LC)'s most recent 10-Q quarterly report was filed on April 30, 2026. SignalX displays every LC 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has LC filed recently?

LendingClub Corp (LC)'s most recent 8-K was filed on July 27, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find LC insider trading activity (Form 4)?

SignalX aggregates every LC Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does LC file with the SEC?

LendingClub Corp (LC) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new LC filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for LendingClub Corp (LC).

What is LC's SEC CIK number?

LendingClub Corp (LC)'s SEC CIK (Central Index Key) number is 1409970. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1409970 to look up all LC filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find LC return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from LendingClub Corp (LC) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.