LC LendingClub Corp

Q3 2025 10-Q

Filed: Oct 30, 2025Period ending Sep 30, 2025

Financials

Personal Credit InstitutionsSEC EDGAR

LendingClub Corp (LC) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Oct 30, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

AI Filing Analysis
Q3 2025 10-Q

Management Discussion & Analysis

• Revenue and YoY change not disclosed in provided text
• Profitability or margin data not available

+3 more insights

Risk Factors

• Newly added economic uncertainty risk triggered by Fed rate changes, U.S. tariff policy revisions, and a partial U.S. government shutdown
• Material update in inflation/interest rate risk: Fed raised rates eleven times to 5.25%-5.50% by July 2023, now lowered to 3.75%-4.00% in Oct 2025

+3 more insights

Quarterly Financial Summary
XBRL

Revenue

$266M

▲ +31.9% YoY▲ +7.2% QoQ

Net Income

$44M

▲ +206.2% YoY▲ +16.0% QoQ

Net Margin

16.6%

▲ +947bp YoY▲ +126bp QoQ

ROE

3.0%

Total Assets

$11.1B

EPS (Diluted)

$0.38

▲ +192.3% YoY▲ +15.2% QoQ

Operating Cash Flow

-$771M

▼ -15.1% YoY▼ -8.1% QoQ

Source: XBRL data from LendingClub Corp Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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