10-Q quarterly report · filed Oct 30, 2025

LendingClub Corp (LC) Q3 2025 10-Q Quarterly Report

Short answer

LendingClub Corp (LC) filed its Q3 2025 10-Q quarterly report on Oct 30, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $266M (up 31.9% year over year) with net income of $44M.

Q3 2025 key financials · XBRL

Revenue
$266M
+31.9% YoY · +7.2% QoQ
Net income
$44M
+206.2% YoY · +16.0% QoQ
EPS (diluted)
$0.38
+192.3% YoY · +15.2% QoQ

Source: XBRL data from the LendingClub Corp (LC) Q3 2025 10-Q on SEC EDGAR. USD.

LendingClub Corp Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Profitability or margin data not available
  • No segment or product line performance details given
  • No information on cash position, operating cash flow, or capital deployment
  • No management commentary on outlook, guidance, or headwinds

Risk Factors

  • Newly added economic uncertainty risk triggered by Fed rate changes, U.S. tariff policy revisions, and a partial U.S. government shutdown
  • Material update in inflation/interest rate risk: Fed raised rates eleven times to 5.25%-5.50% by July 2023, now lowered to 3.75%-4.00% in Oct 2025
  • Legal/compliance risk from uncertain U.S. government agency changes affecting regulatory practices and potential policy shifts under new administration
  • Operational risk from rapid Fed rate hikes impacting capital costs, reducing marketplace investor returns and loan origination volume temporarily
  • Financial risk from higher deposit product rates elevating funding costs, reducing net interest margin during inflation and elevated interest rate environment

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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