10-Q quarterly report · filed Jul 30, 2026

LendingClub Corp (LC) Q2 2026 10-Q Quarterly Report

Short answer

LendingClub Corp (LC) filed its Q2 2026 10-Q quarterly report on Jul 30, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $263M (up 5.8% year over year) with net income of $58M.

Q2 2026 key financials · XBRL

Revenue
$263M
+5.8% YoY · +4.2% QoQ
Net income
$58M
+52.3% YoY · +12.7% QoQ
EPS (diluted)
$0.50
+51.5% YoY · +13.6% QoQ

Source: XBRL data from the LendingClub Corp (LC) Q2 2026 10-Q on SEC EDGAR. USD.

LendingClub Corp Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Q2 net revenue $262.9M, up 6% YoY from $248.4M
  • Profit margin 28.8% vs 21.7% YoY; net income $58.1M vs $38.2M
  • Loan originations $3.15B, up 29% YoY; held-for-investment originations $1.11B, up 51%
  • Net interest income $179.0M, up 16% YoY; net interest margin 6.14% vs 6.14%
  • Deposits $10.77B vs $9.14B YoY; total assets $12.55B vs $10.78B

Risk Factors

  • New macroeconomic risk: 2026 Iran conflict increasing U.S. inflation despite no Iran operations or customers
  • Regulatory risk: Stockholders approved board declassification and removed supermajority voting requirements on June 2, 2026
  • Financial risk: $50.3 million of $100 million repurchase authorization utilized through June 30, 2026
  • Market risk: Inflation and economic deterioration could adversely affect customers and business performance

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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