ENVA Enova International, Inc.companySEC Filings & Insider Trading Activity 2026
Latest Enova International, Inc. (ENVA) SEC EDGAR filings in 2026 — including the most recent 10-K annual report filed on February 20, 2026, a 10-Q quarterly report filed on October 24, 2025, an 8-K current report filed on April 23, 2026. SignalX aggregates every new 10-K annual report, 10-Q quarterly report, 8-K current report, and Form 4 insider transaction for Enova International, Inc. (ENVA) (SEC CIK 1529864), with AI-powered section-by-section summaries updated daily.
Latest 2026 SEC Filing Dates
AI 10-K Annual Report AnalysisLatest 10-K (2025-12-31)
Business Overview
- • Core business model not detailed; filing primarily references compliance and governance policies
- • No new products, services, or segments introduced or emphasized this year
Risk Factors
- • Legal risk from ongoing proceedings detailed in Note 11, “Commitments and Contingencies” with no specific case disclosed
- • Geopolitical exposure via leased São Paulo office supporting Brazilian operations amid regional economic uncertainty
Management Discussion & Analysis
- • Revenue $3,151.7M, up 18.6% YoY ($2,657.8M in 2024); small business revenue +30.5%, consumer revenue +10.9%
- • Income from operations $739.4M, up 26.5% YoY ($584.8M in 2024); operating margin 23.5% vs 22.0%, net income $308.4M vs $209.4M
AI 10-Q Quarterly Report AnalysisLatest 10-Q (2025-09-30)
Risk Factors
- • New share repurchase program authorized August 12, 2024, totaling $300 million through December 31, 2025, replacing prior authorization
- • Inflation Reduction Act excise tax of 1% on stock repurchases recorded as liability, impacting cost basis of repurchased shares starting post-December 31, 2022
Annual Reports Archive10-K
AI-powered analysis of Enova International, Inc. (ENVA) 10-K annual reports filed with SEC EDGAR.
Quarterly Reports Archive10-Q
AI-powered analysis of Enova International, Inc. (ENVA) 10-Q quarterly reports filed with SEC EDGAR.
Financial SummaryXBRL
| FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|
| Profitability | ||||
| Revenue | $1.7B | $2.1B | $2.7B | $3.2B |
| Gross Profit | $1.1B | $1.2B | $1.5B | $1.8B |
| Operating Income | — | $422.1M | $584.8M | $739.4M |
| Net Income | — | $175.1M | $209.4M | $308.4M |
| Gross Margin | 64.4% | 58.1% | 57.5% | 58.1% |
| Op. Margin | — | 19.9% | 22.0% | 23.5% |
| Net Margin | — | 8.3% | 7.9% | 9.8% |
| Balance Sheet | ||||
| Total Assets | — | $4.6B | $5.3B | $6.5B |
| Equity | — | $1.2B | $1.2B | $1.3B |
| ROE | — | 14.1% | 17.5% | 23.1% |
Source: XBRL financial data from Enova International, Inc. (ENVA) 10-K filings on SEC EDGAR. All figures in USD. Key metrics include revenue, net income, gross profit, gross profit margin, operating income, EPS (diluted), total assets, stockholders' equity, return on equity (ROE), operating cash flow, and capital expenditure.
Latest 2026 SEC Filings — 10-K, 10-Q, 8-K & Form 4
| Form | Filing Date | Period | Analysis | SEC |
|---|---|---|---|---|
8-K | Apr 23, 2026 | — | — | — |
8-K | Apr 1, 2026 | — | — | — |
10-K | Feb 20, 2026 | Dec 31, 2025 | Analysis | |
8-K | Jan 27, 2026 | — | — | |
8-K | Jan 2, 2026 | — | — | |
8-K | Dec 18, 2025 | — | — | |
8-K | Dec 11, 2025 | — | — | |
8-K | Nov 24, 2025 | — | — | |
10-Q | Oct 24, 2025 | Sep 30, 2025 | Analysis | |
10-Q | Jul 25, 2025 | Jun 30, 2025 | — | |
10-Q | Apr 29, 2025 | Mar 31, 2025 | — | |
10-K | Feb 18, 2025 | Dec 31, 2024 | — | |
10-Q | Oct 23, 2024 | Sep 30, 2024 | — | |
10-Q | Jul 24, 2024 | Jun 30, 2024 | — | |
10-Q | Apr 24, 2024 | Mar 31, 2024 | — | |
10-K | Feb 23, 2024 | Dec 31, 2023 | — | |
10-Q | Oct 25, 2023 | Sep 30, 2023 | — | |
10-Q | Jul 28, 2023 | Jun 30, 2023 | — | |
10-Q | Apr 28, 2023 | Mar 31, 2023 | — | |
10-K | Feb 24, 2023 | Dec 31, 2022 | — | |
10-Q | Oct 28, 2022 | Sep 30, 2022 | — | |
10-Q | Jul 29, 2022 | Jun 30, 2022 | — | |
10-Q | May 3, 2022 | Mar 31, 2022 | — | |
10-K | Feb 28, 2022 | Dec 31, 2021 | — | |
10-Q | Oct 29, 2021 | Sep 30, 2021 | — |
Frequently Asked Questions
What are the latest ENVA SEC filings in 2026?
Enova International, Inc. (ENVA) has filed a 10-K annual report on February 20, 2026, a 10-Q quarterly report on October 24, 2025, an 8-K current report on April 23, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.
When did ENVA file its most recent 10-K annual report?
Enova International, Inc. (ENVA) filed its most recent 10-K annual report on February 20, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.
How do I view ENVA 10-Q quarterly reports?
Enova International, Inc. (ENVA)'s most recent 10-Q quarterly report was filed on October 24, 2025. SignalX displays every ENVA 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.
What 8-K current reports has ENVA filed recently?
Enova International, Inc. (ENVA)'s most recent 8-K was filed on April 23, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.
Where can I find ENVA insider trading activity (Form 4)?
SignalX aggregates every ENVA Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.
How often does ENVA file with the SEC?
Enova International, Inc. (ENVA) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new ENVA filing with AI-powered analysis.
What is the difference between 10-K, 10-Q, and 8-K SEC filings?
A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Enova International, Inc. (ENVA).
What is ENVA's SEC CIK number?
Enova International, Inc. (ENVA)'s SEC CIK (Central Index Key) number is 1529864. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1529864 to look up all ENVA filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.
Where can I find ENVA return on equity (ROE) and financial data?
SignalX extracts XBRL financial data from Enova International, Inc. (ENVA) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.
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