Short answer
Enova International, Inc. (ENVA) filed its Q3 2025 10-Q quarterly report on Oct 24, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $803M (up 16.3% year over year) with net income of $80M.
Q3 2025 key financials · XBRL
- Revenue
- $803M
- +16.3% YoY · +5.1% QoQ
- Net income
- $80M
- +85.0% YoY · +5.5% QoQ
- Operating margin
- 24.5%
- Gross margin
- 57.4%
- EPS (diluted)
- $3.02
- +91.1% YoY · +7.1% QoQ
Source: XBRL data from the Enova International, Inc. (ENVA) Q3 2025 10-Q on SEC EDGAR. USD.
Enova International, Inc. Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Risk Factors
- New share repurchase program authorized August 12, 2024, totaling $300 million through December 31, 2025, replacing prior authorization
- Inflation Reduction Act excise tax of 1% on stock repurchases recorded as liability, impacting cost basis of repurchased shares starting post-December 31, 2022
- Debt agreements restrict dividend payments, limiting cash return flexibility despite no foreseeable dividend plans
- Share repurchases completed via open market transactions: 340,544 shares at average $112.18 per share in Q3 2025
- No defaults on senior securities, indicating compliance with debt covenants and solid financial position
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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