Short answer
Atlanticus Holdings Corp (ATLC) filed its Q1 2026 10-Q quarterly report on May 7, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $680M (up 96.9% year over year) with net income of $44M.
Q1 2026 key financials · XBRL
- Revenue
- $680M
- +96.9% YoY
- Net income
- $44M
- +40.1% YoY
- EPS (diluted)
- $2.23
- +49.7% YoY
Source: XBRL data from the Atlanticus Holdings Corp (ATLC) Q1 2026 10-Q on SEC EDGAR. USD.
Atlanticus Holdings Corp Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- CaaS products: Fortiva, Curae, Aspire, Imagine, Mercury and general-purpose credit cards
- Approximately $52 billion in consumer loans serviced over more than 30 years
- Mercury acquisition added a top-25 credit card program in September 2025
- Consumer credit regulation and lower-score customers’ higher loss rates as operating headwinds
Risk Factors
- Mercury acquisition integration risk, added after transaction; current-quarter receivables included 3,078.7 from Mercury
- Consumer-credit regulatory risk; proposed 10% credit-card interest cap could begin January 1, 2031
- Retailer concentration risk; five largest partners represented 84% of private-label receivables at March 31, 2026
- Receivables growth risk; managed private-label and general-purpose balances rose to $6,724.9 million from $2,706.3 million
- Financial reporting risk; material weakness remediation recently completed after ineffective controls at December 31, 2024
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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