Short answer
Atlanticus Holdings Corp (ATLC) filed its Q2 2026 10-Q quarterly report on Aug 6, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $744M (up 88.8% year over year) with net income of $50M.
Q2 2026 key financials · XBRL
- Revenue
- $744M
- +88.8% YoY · +9.5% QoQ
- Net income
- $50M
- +62.6% YoY · +12.6% QoQ
- EPS (diluted)
- $2.51
- +66.2% YoY · +12.6% QoQ
Source: XBRL data from the Atlanticus Holdings Corp (ATLC) Q2 2026 10-Q on SEC EDGAR. USD.
Atlanticus Holdings Corp Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- CaaS products: Fortiva, Curae, Aspire, Imagine, and Mercury credit-card programs
- Servicing history exceeding $53 billion in consumer loans over 30 years
- Mercury acquisition completed September 11, 2025, adding a top-25 credit-card program
- Regulatory changes and elevated lower-credit-score loss rates as operating headwinds
Risk Factors
- Mercury acquisition integration risk, including migration of cardholder data to Atlanticus’s system of record
- Managed receivables concentration, with five retail partners representing 85% of private-label credit receivables
- Interest-rate-cap exposure from proposed 10% credit-card cap and 2026 bills targeting broader consumer-credit caps
- Funding risk from finite-duration financing facilities requiring extension or replacement
- Subprime credit exposure, with managed private-label and general-purpose receivables reaching $6,891.2 million at June 30, 2026
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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