Short answer
WORLD ACCEPTANCE CORP (WRLD) filed its Q2 2026 10-Q quarterly report on Aug 6, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $139M (up 5.1% year over year) with net income of $6M.
Q2 2026 key financials · XBRL
- Revenue
- $139M
- +5.1% YoY
- Net income
- $6M
- +354.4% YoY
- EPS (diluted)
- $1.33
- +432.0% YoY
Source: XBRL data from the WORLD ACCEPTANCE CORP (WRLD) Q2 2026 10-Q on SEC EDGAR. USD.
WORLD ACCEPTANCE CORP Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Revenue $139.2M, up 4.8% YoY from $132.8M
- Operating margin 13.9% vs 9.0% YoY
- Net income $6.1M, up 285.4% from $1.6M
- Net charge-offs $43.3M, down from $44.8M; annualized rate 18.2% vs 19.4%
- Operating cash flow $64.4M; debt $572.8M and debt-to-equity 1.6:1 at quarter-end
- New-customer loan volume down 40.1%; management expects to carefully increase lending in coming quarters
Risk Factors
- No risk-factor section provided; supplied text covers quarterly disclosures and exhibits rather than Item 1A
- Share-repurchase capacity $10.0 million as of June 30, 2026, subject to credit-agreement restrictions
- Credit-agreement amendment included a May 22, 2026 consent and limited modification to the fixed-charge ratio
- June 29, 2026 accordion increase expanded revolving-credit capacity, with amount not stated in provided text
- Repurchase program may be suspended or discontinued based on stock price, available funds, and regulatory requirements
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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