8-K current report · filed Apr 29, 2026

Regional Management Corp. (RM) 8-K Current Report: April 29, 2026

Item 2.02Item 8.01Item EX-99.1RM overview

Short answer

Regional Management Corp. (RM) filed an 8-K current report with the SEC on April 29, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 8.01 (Other Events), Item EX-99.1 (Exhibit EX-99.1). Filing text contains only incorporation-by-reference disclaimer language.

Regional Management Corp. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Filing text contains only incorporation-by-reference disclaimer language
  • No fiscal-year 2026 operating results or financial metrics available for investor assessment

Item 8.01 · Other Events

  • Quarterly cash dividend of $0.30 per common share declared
  • Payment scheduled for June 10, 2026
  • May 20, 2026 record date determines shareholder eligibility
  • Dividend declaration signals continued return of capital to shareholders

Item EX-99.1 · Exhibit EX-99.1

  • Q1 2026 net income $11.4M and diluted EPS $1.18, up 62.7% and 68.6% year-over-year
  • Net finance receivables grew 11.3% to $2.1B, led by auto-secured balances up 37.7% to $301.3M
  • Revenue reached a record $167.3M, while operating expense ratio improved 180 basis points to 12.2%
  • Credit risk broadly stable, with net credit loss rate 12.5% and delinquency rate 7.2%
  • Leverage remained elevated at 4.3x funded debt-to-equity, despite $516M unused revolving capacity and $135.6M liquidity

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