Short answer
Regional Management Corp. (RM) filed its Q1 2026 10-Q quarterly report on May 1, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $167M (up 9.4% year over year) with net income of $11M.
Q1 2026 key financials · XBRL
- Revenue
- $167M
- +9.4% YoY
- Net income
- $11M
- +62.7% YoY
- EPS (diluted)
- $1.18
- +68.6% YoY
Source: XBRL data from the Regional Management Corp. (RM) Q1 2026 10-Q on SEC EDGAR. USD.
Regional Management Corp. Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Revenue $167.3M, up 9.4% YoY from $153.0M
- Net income $11.4M, up 62.7% YoY; net margin 6.8% vs 4.6%
- Large loans best performer: receivables $1.6B, up 18.3%; small loans down 5.9% to $512.5M
- Net credit losses $66.3M, up 13.5%; loss rate 12.5% vs 12.4%, delinquency 7.2% vs 7.1%
- Net finance receivables $2.1B, up 11.3%; debt $1.6B, up $143.5M YoY
Risk Factors
- New risk: unsuccessful Column bank-partnership launch, with Column as the company’s sole bank partner
- Regulatory risk: true-lender challenges could trigger licensing violations, usury claims, unenforceable loans, fees, damages, or penalties
- Legal risk: state and federal agencies may reinterpret bank-partnership laws or impose interest and fee caps
- Operational risk: Column controls underwriting, loan terms, credit risk, and program modifications
- Financial risk: ending the Column relationship could eliminate future program revenue and require a replacement partner
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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