UBSI UNITED BANKSHARES INC/WVcompanySEC Filings & Insider Trading Activity 2026
Latest UNITED BANKSHARES INC/WV (UBSI) SEC EDGAR filings in 2026 — including the most recent 10-K annual report filed on February 27, 2026, a 10-Q quarterly report filed on November 7, 2025, an 8-K current report filed on April 23, 2026. SignalX aggregates every new 10-K annual report, 10-Q quarterly report, 8-K current report, and Form 4 insider transaction for UNITED BANKSHARES INC/WV (UBSI) (SEC CIK 729986), with AI-powered section-by-section summaries updated daily.
Latest 2026 SEC Filing Dates
AI 10-K Annual Report AnalysisLatest 10-K (2025-12-31)
Business Overview
- • Core business model: Regional bank providing lending, deposit, and mortgage services regulated by federal and state authorities
- • Emphasis on compliance with Basel III capital requirements fully effective Jan 1, 2019, requiring minimum capital ratios plus 2.5% conservation buffer
Risk Factors
- • Regulatory oversight from Board Risk Committee focusing on cybersecurity, vendor management, and business continuity planning
- • Cybersecurity program based on NIST CSF and CIS Benchmarks with quarterly reporting on incidents to Board Risk Committee
Management Discussion & Analysis
- • Revenue details not explicitly disclosed; total assets up $3.64B (12.11%) to $33.66B driven by Piedmont acquisition adding $2.4B in assets
- • Portfolio loans up $3.04B (14.01%), deposits up $3.10B (12.93%), shareholders’ equity up $502.76M (10.07%)
AI 10-Q Quarterly Report AnalysisLatest 10-Q (2025-09-30)
Risk Factors
- • No new or updated risk factors disclosed, referencing unchanged risks from 2024 Form 10-K
- • Continued exposure to credit risk from loan portfolio concentrated in commercial real estate and energy sectors
Annual Reports Archive10-K
AI-powered analysis of UNITED BANKSHARES INC/WV (UBSI) 10-K annual reports filed with SEC EDGAR.
Quarterly Reports Archive10-Q
AI-powered analysis of UNITED BANKSHARES INC/WV (UBSI) 10-Q quarterly reports filed with SEC EDGAR.
Financial SummaryXBRL
| FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|
| Profitability | |||||
| Revenue | $795.1M | $1.0B | $1.4B | $1.5B | $1.7B |
| Net Income | $367.7M | $379.6M | $366.3M | $373.0M | $464.6M |
| Net Margin | 46.2% | 37.9% | 26.1% | 24.8% | 27.6% |
| Balance Sheet | |||||
| Total Assets | $29.3B | $29.5B | $29.9B | $30.0B | $33.7B |
| Equity | $4.7B | $4.5B | $4.8B | $5.0B | $5.5B |
| ROE | 7.8% | 8.4% | 7.7% | 7.5% | 8.5% |
Source: XBRL financial data from UNITED BANKSHARES INC/WV (UBSI) 10-K filings on SEC EDGAR. All figures in USD. Key metrics include revenue, net income, gross profit, gross profit margin, operating income, EPS (diluted), total assets, stockholders' equity, return on equity (ROE), operating cash flow, and capital expenditure.
Latest 2026 SEC Filings — 10-K, 10-Q, 8-K & Form 4
| Form | Filing Date | Period | Analysis | SEC |
|---|---|---|---|---|
8-K | Apr 23, 2026 | — | — | — |
10-K | Feb 27, 2026 | Dec 31, 2025 | Analysis | |
8-K | Jan 22, 2026 | — | — | |
10-Q | Nov 7, 2025 | Sep 30, 2025 | Analysis | |
10-Q | Aug 8, 2025 | Jun 30, 2025 | — | |
10-Q | May 9, 2025 | Mar 31, 2025 | — | |
10-K | Feb 28, 2025 | Dec 31, 2024 | — | |
10-Q | Nov 8, 2024 | Sep 30, 2024 | — | |
10-Q | Aug 9, 2024 | Jun 30, 2024 | — | |
10-Q | May 10, 2024 | Mar 31, 2024 | — | |
10-K | Feb 29, 2024 | Dec 31, 2023 | — | |
10-Q | Nov 9, 2023 | Sep 30, 2023 | — | |
10-Q | Aug 9, 2023 | Jun 30, 2023 | — | |
10-Q | May 10, 2023 | Mar 31, 2023 | — | |
10-K | Mar 1, 2023 | Dec 31, 2022 | — | |
10-Q | Nov 9, 2022 | Sep 30, 2022 | — | |
10-Q | Aug 9, 2022 | Jun 30, 2022 | — | |
10-Q | May 10, 2022 | Mar 31, 2022 | — | |
10-K | Mar 1, 2022 | Dec 31, 2021 | — | |
10-Q | Nov 9, 2021 | Sep 30, 2021 | — | |
10-Q | Aug 9, 2021 | Jun 30, 2021 | — | |
10-Q | May 10, 2021 | Mar 31, 2021 | — | |
10-K | Mar 1, 2021 | Dec 31, 2020 | — | |
10-Q | Nov 9, 2020 | Sep 30, 2020 | — | |
10-Q | Aug 10, 2020 | Jun 30, 2020 | — |
Frequently Asked Questions
What are the latest UBSI SEC filings in 2026?
UNITED BANKSHARES INC/WV (UBSI) has filed a 10-K annual report on February 27, 2026, a 10-Q quarterly report on November 7, 2025, an 8-K current report on April 23, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.
When did UBSI file its most recent 10-K annual report?
UNITED BANKSHARES INC/WV (UBSI) filed its most recent 10-K annual report on February 27, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.
How do I view UBSI 10-Q quarterly reports?
UNITED BANKSHARES INC/WV (UBSI)'s most recent 10-Q quarterly report was filed on November 7, 2025. SignalX displays every UBSI 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.
What 8-K current reports has UBSI filed recently?
UNITED BANKSHARES INC/WV (UBSI)'s most recent 8-K was filed on April 23, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.
Where can I find UBSI insider trading activity (Form 4)?
SignalX aggregates every UBSI Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.
How often does UBSI file with the SEC?
UNITED BANKSHARES INC/WV (UBSI) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new UBSI filing with AI-powered analysis.
What is the difference between 10-K, 10-Q, and 8-K SEC filings?
A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for UNITED BANKSHARES INC/WV (UBSI).
What is UBSI's SEC CIK number?
UNITED BANKSHARES INC/WV (UBSI)'s SEC CIK (Central Index Key) number is 729986. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 729986 to look up all UBSI filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.
Where can I find UBSI return on equity (ROE) and financial data?
SignalX extracts XBRL financial data from UNITED BANKSHARES INC/WV (UBSI) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.
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