Short answer
UNITED BANKSHARES INC/WV (UBSI) filed an 8-K current report with the SEC on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.2). Second-quarter and first-half 2026 results announced July 23, 2026.
UNITED BANKSHARES INC/WV 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Second-quarter and first-half 2026 results announced July 23, 2026
- Detailed financial results available in Exhibit 99.1, the furnished earnings release
Item EX-99.1 · Exhibit EX-99.2
- Record Q2 2026 net income $131.4M, or $0.95 diluted EPS, up from $120.7M and $0.85 year-over-year
- First-half earnings $255.6M, or $1.83 diluted EPS, versus $205.0M and $1.44 in 2025
- Net interest income rose 4% to $285.3M, while net interest margin held at 3.81% year-over-year
- Credit trends remained favorable, with net charge-offs declining to $5.1M from $8.4M year-over-year
- Share repurchases accelerated: approximately 1.5M shares bought in Q2 at $43.93 average price
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