8-K current report · filed Apr 23, 2026

UNITED BANKSHARES INC/WV (UBSI) 8-K Current Report: April 23, 2026

Item 2.02Item EX-99.1UBSI overview

Short answer

UNITED BANKSHARES INC/WV (UBSI) filed an 8-K current report with the SEC on April 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.2). First-quarter 2026 financial results announced on April 23, 2026.

UNITED BANKSHARES INC/WV 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • First-quarter 2026 financial results announced on April 23, 2026
  • Press release furnished as Exhibit 99.1, containing the detailed results and management commentary

Item EX-99.1 · Exhibit EX-99.2

  • Q1 2026 net income $124.2M, or $0.89 diluted EPS, up 47% YoY despite 3% sequential EPS decline
  • Net interest income rose 9% YoY to $282.5M, supported by 6% loan growth and an 11-basis-point margin expansion to 3.80%
  • Credit trends remained stable: NPLs 0.41% of loans, annualized net charge-offs 0.09%, and allowance coverage 1.20%
  • Capital remained strong, with estimated CET1 13.3% versus 6.5% well-capitalized requirement
  • Share repurchases totaled approximately 1.7M shares at $39.92 average, while quarterly dividend increased to $0.38 per share

Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean

Other UNITED BANKSHARES INC/WV 8-K filings

Get the next UBSI 8-K as it lands

Follow UBSI for push alerts, or ask the research agent what this filing means.