10-Q quarterly report · filed Aug 7, 2026

UNITED BANKSHARES INC/WV (UBSI) Q2 2026 10-Q Quarterly Report

Short answer

UNITED BANKSHARES INC/WV (UBSI) filed its Q2 2026 10-Q quarterly report on Aug 7, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $418M (down 0.7% year over year) with net income of $131M.

Q2 2026 key financials · XBRL

Revenue
$418M
−0.7% YoY · +0.5% QoQ
Net income
$131M
+8.8% YoY · +5.8% QoQ
EPS (diluted)
$0.94
+10.6% YoY · +5.6% QoQ

Source: XBRL data from the UNITED BANKSHARES INC/WV (UBSI) Q2 2026 10-Q on SEC EDGAR. USD.

UNITED BANKSHARES INC/WV Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $131.38M, up from $120.72M YoY; diluted EPS $0.95 vs $0.85
  • Net interest income $285.31M vs $274.54M; provision for credit losses $4.96M vs $5.89M
  • Return on average assets 1.56% vs 1.49%; return on average equity 9.53% vs 9.05%
  • Cash and equivalents down $460.95M, or 18.13%, from year-end 2025
  • Operating cash flow $266.02M; share repurchases $135.43M for 3,241,721 shares

Risk Factors

  • No material risk-factor changes disclosed; 10-K risks incorporated by reference
  • No newly triggered risk factor identified for quarter ended June 30, 2026
  • Regulatory compliance: no changes to security-holder nominee procedures
  • Capital allocation: 1,502,220 shares repurchased under 2025 Plan
  • Liquidity exposure: 1,558,279 shares remaining under repurchase authorization

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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