UNITED BANKSHARES INC/WV (UBSI) Q3 2025 10-Q Quarterly Report

Filed: Nov 7, 2025Period ending Sep 30, 2025
Financials
State Commercial BanksSEC EDGAR

UNITED BANKSHARES INC/WV (UBSI) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 7, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

UNITED BANKSHARES INC/WV Q3 2025 10-Q Analysis

Risk Factors

  • No new or updated risk factors disclosed, referencing unchanged risks from 2024 Form 10-K
  • Continued exposure to credit risk from loan portfolio concentrated in commercial real estate and energy sectors
+3 more insights

UNITED BANKSHARES INC/WV Q3 2025 Quarterly Financials
XBRL

Revenue

$431M

+12.6% YoY +2.3% QoQ

Net Income

$131M

+37.2% YoY +8.3% QoQ

Net Margin

30.3%

+545bp YoY +168bp QoQ

ROE

2.4%

Total Assets

$33.4B

EPS (Diluted)

$0.92

+29.6% YoY +8.2% QoQ

Operating Cash Flow

$151M

+21.9% YoY +68.6% QoQ

Source: XBRL data from UNITED BANKSHARES INC/WV Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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