10-Q quarterly report · filed Nov 7, 2025

UNITED BANKSHARES INC/WV (UBSI) Q3 2025 10-Q Quarterly Report

Short answer

UNITED BANKSHARES INC/WV (UBSI) filed its Q3 2025 10-Q quarterly report on Nov 7, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $431M (up 12.6% year over year) with net income of $131M.

Q3 2025 key financials · XBRL

Revenue
$431M
+12.6% YoY · +2.3% QoQ
Net income
$131M
+37.2% YoY · +8.3% QoQ
EPS (diluted)
$0.92
+29.6% YoY · +8.2% QoQ

Source: XBRL data from the UNITED BANKSHARES INC/WV (UBSI) Q3 2025 10-Q on SEC EDGAR. USD.

UNITED BANKSHARES INC/WV Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Risk Factors

  • No new or updated risk factors disclosed, referencing unchanged risks from 2024 Form 10-K
  • Continued exposure to credit risk from loan portfolio concentrated in commercial real estate and energy sectors
  • Regulatory compliance risks persist, including adherence to capital adequacy and consumer protection regulations
  • Market risk from interest rate fluctuations impacting net interest margin and loan demand remain significant
  • Liquidity risk related to managing funding sources amid competitive deposit market conditions continues unchanged

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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