NWFL at a glance
NORWOOD FINANCIAL CORP (NWFL, SEC CIK 1013272) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on September 16, 2026 and Form 4 insider filings as recently as September 11, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), NORWOOD FINANCIAL CORP (NWFL) reported revenue of $8.0 million (up 8.1% from FY2024) and net income of $27.8 million. Diluted EPS was $3.01.
- As of June 30, 2026, 22 institutional investment managers tracked by SignalX reported holding NORWOOD FINANCIAL CORP (NWFL) shares worth $67.3 million in 13F-HR filings.
- In the last 90 days, NWFL insiders reported 1 open-market purchase ($107K) and 4 open-market sales ($104K) on Form 4, a net purchase of $4K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $8.0M
- +8.1% vs prior year
- Insiders · 90 days
- 1 buy · 4 sells
- Net +$4K
- 13F holders
- 22 funds
- $67.3M · −1 vs prior quarter
- Latest 8-K
- Sep 16, 2026
- Item 8.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- No profitability or margin percentages disclosed in provided text
- Near-term risks: interest rates, inflation, deposit flows, cost of funds, credit losses, banking instability, recessionary conditions
Risk Factors
- No material changes to risk factors; section states “Not applicable”
- Share-repurchase authorization: 244,234 shares remaining under current programs
- No issuer defaults on senior securities reported
- No director or officer adopted or terminated Rule 10b5-1 trading arrangements
- No new regulatory, legal, operational, competitive, market, or financial risks disclosed
AI summary of the NWFL 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 8.01: Other Events
- Quarterly cash dividend declared at $0.32 per share
- November 2, 2026 payment date for stockholders of record October 15, 2026
Item EX-99.1: Item EX-99.1
- Quarterly cash dividend maintained at $0.32 per share, signaling continued shareholder distribution
- Payment scheduled November 2, 2026, for shareholders of record October 15, 2026
Item 8.01: Other Events
- Authorized repurchase of up to 550,000 common shares
- Program represents approximately 5.0% of outstanding shares
Item EX-99.1: Item EX-99.1
- Q2 2026 adjusted EPS $0.86, up 25% year over year, supported by record net interest income of $26.8M
- Adjusted net income $9.4M, up 48%, with adjusted ROAA 1.29% and adjusted tangible-equity return 15.11%
Item 7.01: Regulation FD Disclosure
- Exhibit 99.1 contains presentation materials for Norwood Financial’s upcoming company presentations
- Disclosure provides investor access to management presentation content under Regulation FD
AI summaries of NWFL 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for NWFL
Don't miss the next NWFL filing
- Alerts as it files. A push when NWFL files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut NWFL, by share count.
- Ask anything. An AI agent that reads every NWFL filing and answers with sources.
Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| LAMONT KEVIN M | A | Sep 10, 2026 | 39 | $34.47 |
| Nolan Alexandra K | A | Sep 10, 2026 | 39 | $34.47 |
| FORTE ANDREW | A | Sep 10, 2026 | 48 | $34.47 |
| Hungerford Meg L | A | Sep 10, 2026 | 39 | $34.47 |
| Matergia Ralph A | A | Sep 10, 2026 | 39 | $34.47 |
| Nacinovich Marissa S | A | Sep 10, 2026 | 39 | $34.47 |
| Andress Spencer J | A | Sep 10, 2026 | 39 | $34.47 |
| Carroll Joseph W | A | Sep 10, 2026 | 39 | $34.47 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $7.1M | $7.4M | $8.0M |
| Net Income | $16.8M | -$160K | $27.8M |
| Net Margin | 234.9% | -2.2% | 347.0% |
| Balance Sheet | |||
| Total Assets | $2.2B | $2.3B | $2.4B |
| Equity | $181.1M | $213.5M | $242.2M |
| ROE | 9.3% | -0.1% | 11.5% |
| Per Share | |||
| EPS | - | $-0.02 | $3.01 |
| Cash Flow | |||
| Operating CF | $29.8M | $22.8M | $34.0M |
| CapEx | $1.4M | $3.1M | $4.7M |
Source: XBRL data in NORWOOD FINANCIAL CORP (NWFL)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate NWFL share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 22 | $67.3M |
| Q1 2026 | 23 | $55.5M |
| Q4 2025 | 21 | $48.2M |
| Q3 2025 | 20 | $41.4M |
| Q2 2025 | 17 | $40.7M |
| Q1 2025 | 15 | $22.9M |
| Q4 2024 | 11 | $21.7M |
| Q3 2024 | 9 | $10.1M |
- BlackRock+115.7K (+18%)
- Citadel Advisors LLC+24.6K (+250%)
- State Street Corp+14.3K (+10%)
- Vanguard Capital Management LLC+13.7K (+3%)
- AQR Capital Management+12.8K (+66%)
- Morgan Stanley−9.6K (-27%)
- Goldman Sachs Group−1.8K (-6%)
- Raymond James Financial−447 (-0%)
- PEOPLES FINANCIAL SERVICES CORP.−425 (-11%)
Source: 13F-HR filings on SEC EDGAR (aggregated from 138 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
NWFL filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Sep 16, 2026 | - | Analysis | - |
| 4 | Sep 11, 2026 | - | - | - |
| 4 | Sep 11, 2026 | - | - | - |
| 4 | Sep 11, 2026 | - | - | - |
| 4 | Sep 11, 2026 | - | - | - |
| 4 | Sep 11, 2026 | - | - | - |
| 4 | Sep 11, 2026 | - | - | - |
| 4 | Sep 11, 2026 | - | - | - |
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| 4 | Sep 11, 2026 | - | - | - |
| 4 | Sep 11, 2026 | - | - | - |
| 4 | Sep 11, 2026 | - | - | - |
| 4 | Sep 4, 2026 | - | - | - |
| 8-K | Aug 28, 2026 | - | Analysis | - |
| 4 | Aug 11, 2026 | - | - | - |
| 4 | Aug 11, 2026 | - | - | - |
| 4 | Aug 11, 2026 | - | - | - |
| 4 | Aug 11, 2026 | - | - | - |
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| 4 | Aug 11, 2026 | - | - | - |
| 4 | Aug 11, 2026 | - | - | - |
| 4 | Aug 11, 2026 | - | - | - |
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NWFL SEC filings: frequently asked questions
Are NWFL insiders buying or selling?
In the last 90 days, NORWOOD FINANCIAL CORP (NWFL) officers, directors and 10% owners reported 1 open-market purchase worth $107,105 by 1 insider and 4 open-market sales worth $103,569 by 1 insider on Form 4, a net purchase of $3,536. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold NWFL stock?
As of June 30, 2026, the largest NORWOOD FINANCIAL CORP (NWFL) holders among the 13F filers tracked by SignalX were BlackRock ($25.0 million), Vanguard Capital Management LLC ($14.2 million), Dimensional Fund Advisors ($5.3 million), State Street Corp ($5.0 million), Raymond James Financial ($3.1 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was NWFL's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), NORWOOD FINANCIAL CORP (NWFL) reported revenue of $8.0 million (up 8.1% from FY2024) and net income of $27.8 million. Diluted EPS was $3.01. The figures come from the XBRL data in the 10-K.
What did NWFL report in its latest 8-K?
NORWOOD FINANCIAL CORP (NWFL) filed an 8-K on September 16, 2026 reporting Item 8.01 (Other Events). Quarterly cash dividend declared at $0.32 per share.
What are the latest NWFL SEC filings?
NORWOOD FINANCIAL CORP (NWFL) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on September 16, 2026 and a Form 4 insider filing on September 11, 2026.
What is NWFL's SEC CIK number?
NORWOOD FINANCIAL CORP (NWFL)'s SEC Central Index Key (CIK) is 1013272. EDGAR lists every NWFL filing under that number.
Ask anything about NWFL
The research agent reads NWFL's filings, financials, insider trades and 13F holders, then answers with sources.