USB U.S. Bancorp

company

SEC Filings & Insider Trading Activity 2026

Risk Factors

• • Cybersecurity key-person gap: permanent CISO departed November 2025; two deputy CISOs serving as interim co-CISOs while search continues
• • Third-party cybersecurity exposure: reliance on outsourced service providers with contractual assurances as primary risk mitigation, no quantified concentration disclosed

Management Discussion & Analysis

• • Revenue $28.7B total net revenue in 2025, up $1.2B (4.4%) YoY; net interest income $16.6B (+2.2%), noninterest income $11.9B (+7.6%)
• • Efficiency ratio 58.6% vs 62.3% in 2024; ROA 1.12% vs 0.95%; ROE 13.0% vs 11.7%; net income $7.6B vs $6.3B

Business Overview

• • Diversified U.S. financial holding company offering banking, lending, payments, wealth management, and capital markets via 2,075 branches across 26 states
• • Pending acquisition of BTIG for up to $1B ($725M targeted at closing + up to $275M performance-contingent over 3 years), expanding institutional trading and investment banking capabilities

Management Discussion & Analysis

• • Section 'mda' was empty or not found.

Risk Factors

• • No new or changed risk factors disclosed compared to 2024 10-K
• • Continued exposure to credit risk from economic downturns affecting loan portfolio performance

What are the latest USB SEC filings in 2026?

U.S. Bancorp (USB) has filed a 10-K annual report on February 23, 2026, a 10-Q quarterly report on November 5, 2025, an 8-K current report on April 23, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did USB file its most recent 10-K annual report?

U.S. Bancorp (USB) filed its most recent 10-K annual report on February 23, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view USB 10-Q quarterly reports?

U.S. Bancorp (USB)'s most recent 10-Q quarterly report was filed on November 5, 2025. SignalX displays every USB 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has USB filed recently?

U.S. Bancorp (USB)'s most recent 8-K was filed on April 23, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find USB insider trading activity (Form 4)?

SignalX aggregates every USB Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does USB file with the SEC?

U.S. Bancorp (USB) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new USB filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for U.S. Bancorp (USB).

What is USB's SEC CIK number?

U.S. Bancorp (USB)'s SEC CIK (Central Index Key) number is 36104. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 36104 to look up all USB filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find USB return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from U.S. Bancorp (USB) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.