FRME FIRST MERCHANTS CORP
company
SEC Filings & Insider Trading Activity 2026

CIK: 712534
Financials
National Commercial Banks 36 filings
Russell 2000

Latest FIRST MERCHANTS CORP (FRME) SEC EDGAR filings in 2026 — including the most recent 10-K annual report filed on February 25, 2026, a 10-Q quarterly report filed on October 30, 2025, an 8-K current report filed on April 22, 2026. SignalX aggregates every new 10-K annual report, 10-Q quarterly report, 8-K current report, and Form 4 insider transaction for FIRST MERCHANTS CORP (FRME) (SEC CIK 712534), with AI-powered section-by-section summaries updated daily.

10-Q: 20
8-K: 9
10-K: 7

Latest 2026 SEC Filing Dates

10-K Annual Report
Feb 25, 2026
10-Q Quarterly Report
Oct 30, 2025
8-K Current Report
Apr 22, 2026

AI 10-K Annual Report Analysis
Latest 10-K (2025-12-31)

Business Overview

  • Core business model: Regional bank offering a range of financial products and services amidst intense industry competition
  • Emphasis on adapting to technological changes and increased competition from fintech firms with fewer regulatory constraints
+3 more insights

Risk Factors

  • Regulatory risk from merger approval by federal and state banking regulators related to First Savings acquisition with $0.8M merger expenses
  • Macroeconomic exposure to Midwest regional economy through $2.4B asset base added by First Savings acquisition in Indiana
+3 more insights

Management Discussion & Analysis

  • Dividends available from subsidiaries $228.9M as of Dec 31, 2025 without regulatory approval
  • Preferred stock outstanding $25.0M with 7.5% dividend, paid $1.9M in dividends in 2025
+3 more insights

Annual Reports Archive
10-K

AI-powered analysis of FIRST MERCHANTS CORP (FRME) 10-K annual reports filed with SEC EDGAR.

Financial Summary
XBRL

FY2021FY2022FY2023FY2024FY2025
Profitability
Revenue$446.6M$605.0M$893.9M$948.0M$924.8M
Net Income$205.5M$222.1M$223.8M$201.4M$226.0M
Net Margin46.0%36.7%25.0%21.2%24.4%
Balance Sheet
Total Assets$15.5B$17.9B$18.4B$18.3B$19.0B
Equity$1.9B$2.0B$2.2B$2.3B$2.5B
ROE10.7%10.9%10.0%8.7%9.2%

Source: XBRL financial data from FIRST MERCHANTS CORP (FRME) 10-K filings on SEC EDGAR. All figures in USD. Key metrics include revenue, net income, gross profit, gross profit margin, operating income, EPS (diluted), total assets, stockholders' equity, return on equity (ROE), operating cash flow, and capital expenditure.

Latest 2026 SEC Filings — 10-K, 10-Q, 8-K & Form 4

FormFiling DatePeriodAnalysisSEC
8-K
Apr 22, 2026
8-K
Apr 16, 2026
10-K
Feb 25, 2026Dec 31, 2025Analysis
8-K
Feb 10, 2026
8-K
Feb 9, 2026
8-K
Feb 6, 2026
8-K
Feb 2, 2026
8-K
Jan 26, 2026
8-K
Jan 16, 2026
8-K
Jan 12, 2026
10-Q
Oct 30, 2025Sep 30, 2025
10-Q
Jul 31, 2025Jun 30, 2025
10-Q
May 1, 2025Mar 31, 2025
10-K
Feb 24, 2025Dec 31, 2024
10-Q
Oct 31, 2024Sep 30, 2024
10-Q
Aug 1, 2024Jun 30, 2024
10-Q
May 1, 2024Mar 31, 2024
10-K
Feb 29, 2024Dec 31, 2023
10-Q
Nov 1, 2023Sep 30, 2023
10-Q
Aug 2, 2023Jun 30, 2023
10-Q
May 3, 2023Mar 31, 2023
10-K
Mar 1, 2023Dec 31, 2022
10-Q
Nov 9, 2022Sep 30, 2022
10-Q
Aug 9, 2022Jun 30, 2022
10-Q
May 10, 2022Mar 31, 2022

Frequently Asked Questions

What are the latest FRME SEC filings in 2026?

FIRST MERCHANTS CORP (FRME) has filed a 10-K annual report on February 25, 2026, a 10-Q quarterly report on October 30, 2025, an 8-K current report on April 22, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did FRME file its most recent 10-K annual report?

FIRST MERCHANTS CORP (FRME) filed its most recent 10-K annual report on February 25, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view FRME 10-Q quarterly reports?

FIRST MERCHANTS CORP (FRME)'s most recent 10-Q quarterly report was filed on October 30, 2025. SignalX displays every FRME 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has FRME filed recently?

FIRST MERCHANTS CORP (FRME)'s most recent 8-K was filed on April 22, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find FRME insider trading activity (Form 4)?

SignalX aggregates every FRME Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does FRME file with the SEC?

FIRST MERCHANTS CORP (FRME) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new FRME filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for FIRST MERCHANTS CORP (FRME).

What is FRME's SEC CIK number?

FIRST MERCHANTS CORP (FRME)'s SEC CIK (Central Index Key) number is 712534. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 712534 to look up all FRME filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find FRME return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from FIRST MERCHANTS CORP (FRME) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.

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