PRK at a glance
PARK NATIONAL CORP /OH/ (PRK, SEC CIK 805676) filed its latest 10-K annual report on February 23, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 7, 2026 and Form 4 insider filings as recently as April 13, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), PARK NATIONAL CORP /OH/ (PRK) reported revenue of $664.4 million (up 2.9% from FY2024) and net income of $180.1 million. Diluted EPS was $11.11.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $664.4M
- +2.9% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- Latest 8-K
- Aug 7, 2026
- Item 7.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business model: Regional bank offering diversified financial services including banking and investment products
- No new products, services, or segments introduced or emphasized in this year's filing
- No strategic shift or changed competitive positioning disclosed compared to prior year
- Five-year annual compound total shareholder return 11.4%, compared to 14.4% for KBW NASDAQ Bank Index and 9.9% for S&P U.S. SmallCap Banks Index
- No common shares repurchased in Q4 2025; 876,088 shares remain authorized for repurchase under multiple ongoing stock buyback programs
Risk Factors
- Exposure to Federal Reserve Board interest rate hikes causing decline in value of government securities below current market rates
- Geopolitical risks from military conflicts in Ukraine and Middle East impacting U.S. economy and customers’ loan repayment ability
- Concentration in real estate loans with collateral value sensitive to property price declines impairing foreclosure recovery
- Inflation-driven increase in noninterest expenses and reduced customer loan repayment capacity affecting earnings and cash flow
- Interest rate spread volatility risk from Federal Reserve monetary policy impacting net interest income and cash flows
Management Discussion & Analysis
- Deposits increased to $8,244M in 2025 from $8,144M in 2024, up $100M or 1.1% including off-balance sheet deposits totaling $8,349M
- Cost of interest bearing deposits declined to 1.71% in 2025 from 1.97% in 2024; public funds deposits decreased 1.3% to $1,337M
- Short-term borrowings decreased to $82M at 2025 YE from $90M in 2024; average interest rate on borrowings dropped to 1.45% from 2.60%
- Redeemed $190M subordinated notes in 2025 using cash on hand; no subordinated debt outstanding at 2025 YE
- No direct revenue, earnings, margin or full profit figures disclosed; pension assumptions discount rate 5.95%, expected return on assets 6.92% in 2025 vs 5.89% and 6.92% in 2024; no forward-looking guidance provided in text
AI summary of the PRK 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net income $58.8M, up $10.6M or 22.1% YoY from $48.1M
- Net interest income $138.9M in Q2 2026 versus $125.8M in Q1 2026
- Return on average assets 1.64% versus 1.81% YoY
- Commercial loans $5.91B, up 35.6% YoY; installment loans $1.89B, down 0.2%
- Deposits $10.67B, up $2.43B or 29.5% YoY; First Citizens acquisition added $19.6M merger expenses YTD
Risk Factors
- No risk-factors section provided; submitted text contains Items 2–6 only
- New 2026 Employees LTIP authorization covering 1,500,000 common shares
- New 2026 Directors LTIP authorization covering 150,000 common shares
- Repurchase capacity 2,144,648 shares remaining at June 30, 2026
- Repurchases subject to Ohio law, securities regulations, Federal Reserve rules, and NYSE American requirements
AI summary of the PRK 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 7.01: Regulation FD Disclosure
- Filing section contains only signature and cover-page XBRL references
- No substantive Regulation FD disclosure or investor-impacting information identified
Item 8.01: Other Events
- Quarterly cash dividend declared at $1.10 per common share
- Payment scheduled September 10, 2026, to shareholders of record August 21, 2026
Item 2.02: Results of Operations and Financial Condition
- Q2 and first-half 2026 financial results announced for periods ended June 30, 2026
- Full financial details contained in Exhibit 99.1, the Financial Results News Release
Item EX-99.1: Item EX-99.1
- Q2 net income $58.8M, up 22.1% YoY; diluted EPS $3.23 versus $2.97
- Net interest income rose 27.4% to $138.9M, supported by acquired loans and a 4.81% net interest margin
Item 7.01: Regulation FD Disclosure
- First Citizens acquisition expanded Park by $2.6B in assets, $1.6B in loans, and $2.2B in deposits for $324.1M of consideration
- Tennessee region drove scale: total assets $12.68B, loans $9.73B, and deposits $10.67B at June 30, 2026
Item 7.01: Regulation FD Disclosure
- Filing content provides only signature and cover-page metadata, not substantive Regulation FD disclosure
- Signed May 22, 2026 by Brady T. Burt, Chief Financial Officer, Secretary and Treasurer
AI summaries of PRK 8-K current reports filed with the SEC. What 8-K item codes mean
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Herreman Kelly A | M | Mar 31, 2026 | 262.5 | - |
| TRAUTMAN DAVID L | A | Mar 31, 2026 | 2,212.5 | - |
| Herreman Kelly A | A | Mar 31, 2026 | 262.5 | - |
| Herreman Kelly A | F | Mar 31, 2026 | 99.188 | $163.45 |
| TRAUTMAN DAVID L | A | Mar 31, 2026 | 2,212.5 | - |
| TRAUTMAN DAVID L | M | Mar 31, 2026 | 1,717.5 | - |
| TRAUTMAN DAVID L | F | Mar 31, 2026 | 760.562 | $163.45 |
| TRAUTMAN DAVID L | F | Mar 31, 2026 | 985.641 | $163.45 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $564.3M | $645.6M | $664.4M |
| Net Income | $126.7M | $151.4M | $180.1M |
| Net Margin | 22.5% | 23.5% | 27.1% |
| Balance Sheet | |||
| Total Assets | $9.8B | $9.8B | $9.8B |
| Equity | $1.1B | $1.2B | $1.4B |
| ROE | 11.1% | 12.2% | 13.3% |
| Per Share | |||
| EPS | - | $9.32 | $11.11 |
| Cash Flow | |||
| Operating CF | $150.5M | $178.8M | $198.3M |
| CapEx | $7.6M | $9.2M | $6.4M |
Source: XBRL data in PARK NATIONAL CORP /OH/ (PRK)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
PRK filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Aug 7, 2026 | - | Analysis | - |
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 27, 2026 | - | Analysis | - |
| 13F-HR | Jul 15, 2026 | Jun 30, 2026 | - | |
| 8-K | May 22, 2026 | - | Analysis | |
| 10-Q | May 11, 2026 | Mar 31, 2026 | Analysis | |
| SC 13G | Apr 29, 2026 | - | - | |
| 8-K | Apr 28, 2026 | - | Analysis | - |
| 8-K | Apr 27, 2026 | - | Analysis | - |
| 8-K | Apr 24, 2026 | - | Analysis | - |
| 13F-HR | Apr 16, 2026 | Mar 31, 2026 | - | |
| 4 | Apr 13, 2026 | - | - | - |
| 4 | Apr 13, 2026 | - | - | - |
| 4 | Apr 13, 2026 | - | - | - |
| 4 | Apr 13, 2026 | - | - | - |
| 4 | Apr 13, 2026 | - | - | - |
| 4 | Apr 2, 2026 | - | - | - |
| 4 | Apr 2, 2026 | - | - | - |
| 4 | Apr 2, 2026 | - | - | - |
| 4 | Apr 2, 2026 | - | - | - |
| 10-K | Feb 23, 2026 | Dec 31, 2025 | Analysis | |
| 8-K | Feb 9, 2026 | - | - | |
| 4 | Feb 3, 2026 | - | - | |
| 8-K | Feb 2, 2026 | - | - | |
| 8-K | Jan 26, 2026 | - | - |
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PRK SEC filings: frequently asked questions
What was PRK's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), PARK NATIONAL CORP /OH/ (PRK) reported revenue of $664.4 million (up 2.9% from FY2024) and net income of $180.1 million. Diluted EPS was $11.11. The figures come from the XBRL data in the 10-K.
What are the main risks in PRK's latest 10-K?
In the 10-K filed February 23, 2026, PARK NATIONAL CORP /OH/ (PRK) flagged: Exposure to Federal Reserve Board interest rate hikes causing decline in value of government securities below current market rates. Geopolitical risks from military conflicts in Ukraine and Middle East impacting U.S. economy and customers’ loan repayment ability. (AI summary of the Risk Factors section.)
What did PRK report in its latest 8-K?
PARK NATIONAL CORP /OH/ (PRK) filed an 8-K on August 7, 2026 reporting Item 7.01 (Regulation FD Disclosure). Filing section contains only signature and cover-page XBRL references.
What are the latest PRK SEC filings?
PARK NATIONAL CORP /OH/ (PRK) filed its latest 10-K annual report on February 23, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 7, 2026 and a Form 4 insider filing on April 13, 2026.
What is PRK's SEC CIK number?
PARK NATIONAL CORP /OH/ (PRK)'s SEC Central Index Key (CIK) is 805676. EDGAR lists every PRK filing under that number.
Ask anything about PRK
The research agent reads PRK's filings, financials, insider trades and 13F holders, then answers with sources.