PRK PARK NATIONAL CORP /OH/

FY2025 10-K
Filed: Feb 23, 2026
Financials
National Commercial BanksSEC EDGAR

PARK NATIONAL CORP /OH/ (PRK) filed its fiscal year 2025 10-K annual report with the SEC on Feb 23, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.

AI Filing Analysis
FY2025 10-K

Business Overview

  • Core business model: Regional bank offering diversified financial services including banking and investment products
  • No new products, services, or segments introduced or emphasized in this year's filing
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Management Discussion & Analysis

  • Deposits increased to $8,244M in 2025 from $8,144M in 2024, up $100M or 1.1% including off-balance sheet deposits totaling $8,349M
  • Cost of interest bearing deposits declined to 1.71% in 2025 from 1.97% in 2024; public funds deposits decreased 1.3% to $1,337M
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Risk Factors

  • Exposure to Federal Reserve Board interest rate hikes causing decline in value of government securities below current market rates
  • Geopolitical risks from military conflicts in Ukraine and Middle East impacting U.S. economy and customers’ loan repayment ability
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Financial Summary
XBRL

Revenue

$664M

Net Income

$180M

Net Margin

27.1%

ROE

13.3%

Total Assets

$9.8B

EPS (Diluted)

$11.11

Operating Cash Flow

$198M

Source: XBRL data from PARK NATIONAL CORP /OH/ FY2025 10-K filing on SEC EDGAR. All figures in USD.

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